Which Debit Card to use for Credit Card Bill Payment in May 2025

[adag]

Apply SBI Virtual RuPay debit card and pay cc bill via phonepe app, paytm app, freecharge app, billdesk website without any extra charges on RuPay.

Amex and SCB bank cc bill also supported via billdesk using RuPay variant.

Virtual visa user block card and apply virtual RuPay debit card

Of course you will get reward points too on all these websites/apps.

Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp

SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

Axis (Axis RuPay CC user choose mastercard option and proceed) - https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp

SBI Card - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp

SBM bank - https://pay.billdesk.com/cardnet-instapay/sbmcard

yes bank - https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/YBKCARDDetails.jsp

phonepe app - https://play.google.com/store/apps/details?id=com.phonepe.app&hl=en_IN

freecharge app - https://play.google.com/store/apps/details?id=com.freecharge.android&hl=en_IN

paytm app - https://play.google.com/store/apps/details?id=net.one97.paytm&hl=en_IN

I have SBI Virtual Rupay Debit card. I was using SBI Unipay to pay the CC bills. Will try paying via PhonePe or Freecharge. Thank you.

 

[adag]

I just did a txn of 5k on zavo to pay axis credit card. Instantly rcvd 8k rewards + normal reward points. Neat!

Will IDFC Wealth Visa Debit card give any points?

 

[amazon_fan]

Drop the same comment under the thread

Thread 'IDFC First Select Banking Program Upgrade Journey'

Jun 16, 2024

My Journey of Upgrading to IDFC Select banking​

I got upgraded to IDFC Select Banking on the 13th of June 2024. The process was seamless after giving the consent on 10th June. Virtual DC was generated after few hours. The physical card has not been received yet, I am using the virtual one with no issues. It is showing in the app from the next day IDFC First Select.

Let me share the whole journey.

I started my journey with IDFC last year in May with WOW CC. After that, I opened a joint account(25K MAB) with my father(as Primary Holder) in July End. Been using that...

• Anindya98
• debit card idfc idfc bank idfc first bank select debit card idfc first select banking program idfc select idfc wealth
• Replies: 111
• Forum: Bank Account

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Bro, is there any time ( number of days after the regular account) to upgrade ? Or anytime we upgrade, we get the extra bonus points ?

3 months ago i opened 10k regular account.
I am eligible to upgrade. I was bit lazy to read the full T&C to upgrade, assuming there could be penalty if downgraded.
Now, seeing everyone's post, planning to upgrade, need to know any timeline or any future problems if downgraded.

 

[mojo_jojo123]

in goodscore any trick to use 20 discount via supercoins in multiple payment .. sometime it works for me .. not sure why and how

 

[VSC]

OK - will try that.

Received points 2 days post payment using freecharge

 

[Amit_1]

Bro, is there any time ( number of days after the regular account) to upgrade ? Or anytime we upgrade, we get the extra bonus points ?

3 months ago i opened 10k regular account.
I am eligible to upgrade. I was bit lazy to read the full T&C to upgrade, assuming there could be penalty if downgraded.
Now, seeing everyone's post, planning to upgrade, need to know any timeline or any future problems if downgraded.

No timeline or gaps needed for update.

 

[Amit_1]

Will IDFC Wealth Visa Debit card give any points?

One account upgrade, one time bonus either from Visa or RuPay

 

[Abhishek012]

Will IDFC Wealth Visa Debit card give any points?

Bro, read the main post.

You can apply add-on Firstap RuPay DC (this is also Wealth Debit card but on RuPay variant).

you both debit card will coexist.

Now use your RuPay variant Firstap Wealth debit card on Zavo app and pay cc bills and get same rewards as your wealth account.

 

[Abhishek012]

in goodscore any trick to use 20 discount via supercoins in multiple payment .. sometime it works for me .. not sure why and how

Unlimited trick already shared, uninstall or clear Goodscore app data/cache and try.

Everytime uninstall or clear Goodscore app data/cache and try to get Rs20 discount on 400 cc bill pay.

 

[Anonymous ツ]

Has anybody recently received SBI 1L milestone reward points? i got it last time on 1st May.

 

[VISION]

Has anybody recently received SBI 1L milestone reward points? i got it last time on 1st May.

though u see it as 1st May in history, but actually they are credited in the last week of every month. so u will again receive in the last week of June but recorded as 1st June

 

[ritziveer]

Good score 2lac from idfc dc rewards milaga kya please confirm

Yes I got the rewards today

 

[ritziveer]

I paid 70k, got nearly 2k. Then paid 26k bill, got 2k plus points. Why less for first transaction?

First 50k you will get 3x after that you will get 10x rewards

 

[ritziveer]

Has anybody recently received SBI 1L milestone reward points? i got it last time on 1st May.

I haven’t received the milestone bonus. I did on may 10th

 

[ritziveer]

Will IDFC Wealth Visa Debit card give any points?

You can only use Rupay card in Zavo

 

[nikhilv0303]

Has anybody recently received SBI 1L milestone reward points? i got it last time on 1st May.

For Txn done in May, when does SBI give 1L milestone?

 

[ritziveer]

Bro, is there any time ( number of days after the regular account) to upgrade ? Or anytime we upgrade, we get the extra bonus points ?

3 months ago i opened 10k regular account.
I am eligible to upgrade. I was bit lazy to read the full T&C to upgrade, assuming there could be penalty if downgraded.
Now, seeing everyone's post, planning to upgrade, need to know any timeline or any future problems if downgraded.

Ask your BM to upgrade after you meet the criteria. And after that till you get an email, warning a downgrade you are safe. If you downgrade they might charge you for the debit card. Nothing more.

 

[ritziveer]

in goodscore any trick to use 20 discount via supercoins in multiple payment .. sometime it works for me .. not sure why and how

Afaik they have removed that option. I was using your trick. Now it’s only once in a billing cycle.

 

[ritziveer]

Unlimited trick already shared, uninstall or clear Goodscore app data/cache and try.

Everytime uninstall or clear Goodscore app data/cache and try to get Rs20 discount on 400 cc bill pay.

Will this work in ios also?

 

[Sachin2008]

Paid bill 13K using IDFC Rupay on Zavo Rewards, but it was not credited instantly? More than 4 hours passed, no update?
Last time it was coming instantly. Has anyone received the same time ?