Which Debit Card to use for Credit Card Bill Payment in July 2025

[purnak31]

Still people are hiding the new app name .They have mentioned that it is working for them and maintained as secret

 

[Adith]

Still people are hiding the new app name .They have mentioned that it is working for them and maintained as secret

Where did you see this ?

 

[Akshith]

If I pay bill amount of 15099 from idfc dc using phonepe
how many reward points I need to get? I got around 405.81

 

[Akshith]

What is maximum amount of bill payment we can do from IDFC dc to get 50000 reward points ? 5.4Lakhs or below?

 

[theXfactor]

If I pay bill amount of 15099 from idfc dc using phonepe
how many reward points I need to get? I got around 405.81

Depends on which DC you have

 

[Loki_Fino]

load to tide, tide to coupl...coupl to bank....lots of work and 4% charges and you will get 6.5% ( 5% kotak and 1.5% tide)...
Net 2.5% profit
for rs.250 you have to spend time in 3 steps ...as per myself, not worth the effort..

Instead do it simple Load 1L & then Bank transfer at zero fee as charge will refund cashback by this net 1K profit - you know which debit card to use already.

 

[theXfactor]

What is maximum amount of bill payment we can do from IDFC dc to get 50000 reward points ? 5.4Lakhs or below?

Bhai ye calc to khud kar lo. With wealth DC 5,36,670, Private 5,30,000 spends get you 50k points.

 

[Akshith]

Depends on which DC you have

idfc wealth dc

 

[HumorSimpson]

What is maximum amount of bill payment we can do from IDFC dc to get 50000 reward points ? 5.4Lakhs or below?

Detailed analysis here
Post in thread 'IDFC First Bank Select Vs Wealth Vs Private Requirements - Disucssion' https://www.technofino.in/community...ate-requirements-disucssion.31753/post-791385

 

[newlearner]

Zavo worked for sbi debit card and upi but fails for idfc debit card

 

[ujjwal2024]

no i c

Instead do it simple Load 1L & then Bank transfer at zero fee as charge will refund cashback by this net 1K profit - you know which debit card to use already.

no i do not know which debit card will give 1% till 1L

 

[ujjwal2024]

Zavo worked for sbi debit card and upi but fails for idfc debit card

that means idfc have blocked zavo

 

[Loki_Fino]

no i c

no i do not know which debit card will give 1% till 1L

Actually which is give 2.5% cashback and 1.5% charge so you get net 1% with private and wealth dc.

 

[cardio_guycardio_guy is verified member.]

End of an era. Paying credit card bill using reward points in SBI rewardz portal is gone. 💔

 

[shashankverma]

Zavo + IDFC over
SBI Rewardz over
What now?

@saber.mbt mentioned
🚨 IDFC First Tap Debit Card - Pay CC Bills & Earn 2.5% Rewards!

You can now use it to pay your Credit Card bills via select BillDesk portals - and still earn 2.5% reward points! 💸

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official billpayment links for all banks !

✅ Confirmed Working Portals (Rewards Given):

Axis Bank:
🔗https://pgi.billdesk.com/axiscard/index1.html

BOBCARD (Bank of Baroda):
🔗https://pay.bobcard.co.in/online-payment.html

 

[nikhilv0303]

Actually which is give 2.5% cashback and 1.5% charge so you get net 1% with private and wealth dc.

You mean load to Coupl and transfer?

 

[Kartik]

I don't know what is happening here...but I too did multiple transactions with same combination but I got points for each transaction immediately!!

I am getting phonepe private ltd at merchant every time. Which and how did oyu get the merchant name?

 

[federer.reddevil]

I am getting phonepe private ltd at merchant every time. Which and how did oyu get the merchant name?

Same thing happened to me on Wed got the other merchant yesterday

 

[whiteBenzene]

I am getting phonepe private ltd at merchant every time. Which and how did oyu get the merchant name?

With rupay you'll get phonepe pvt ltd which do not result in points. which give points comes when you use visa card where 0.6% will be charges as convenience fee if the trans amt is above 2000 and 0.3% if below.

 

[omvemula]

Same thing happened to me on Wed got the other merchant yesterday

I'm also trying not getting