Which Debit Card to use for Credit Card Bill Payment in July 2025

[Ram1]

z a v o with Firs_tT_ap DC, good score if bill is more than 2 L, has something changed recently !!

Ok will try zavo with small amount

 

[ravipr]

z a v o with Firs_tT_ap DC, good score if bill is more than 2 L, has something changed recently !!

Does Zavo have a limit?

 

[Abhishek012]

Does Zavo have a limit?

No limit but IDFC Firstap RuPay DC limit is 1 lakh per day.

IDFC Firstap RuPay DC is add-on debit card.

 

[ritziveer]

Ok. I just did my first 56k txn using IDFC select firsttap and I should have received 4000 welcome + 1000(3x) + 600(10x) totaling 5600 but I only received 3946 points. I am not sure the issue here

Even I got less rewards for a transaction. I have reported it and they said they are looking into it.

 

[desiviru]

Even I got less rewards for a transaction. I have reported it and they said they are looking into it.

Keep emailing them and then one day they will fix everything an stop this email thing.

contacting cc or emailing them is button to nukes. 🤣

 

[ARIX]

Email call wagera kyu karte ho bhai tumlog ....santi se jo mil rha hai rakho na ...jyada lalach ke chakkar me pura band karake manoge

 

[godcc]

2) SBI Physical RuPay Debit cards/SBI Virtual RuPay Debit Cards:

Okay, first go to the SBI YONO app or SBI Net Banking and apply for the "Virtual RuPay Global Variant" (SBI Virtual Debit Card is Lifetime Free).
Or if you credit card bill is huge then apply SBI Physical RuPay Platinum/Select debit card for higher transaction limit.

W.e.f 5th June, 2025 -

Now all SBI Debit Card - reward value 0.25%
If you spent more than 1 lakh or every 1 lakh spent you will get extra 0.25% milestone rewards

so total 0.50% (if milestone included)

They have made that 1 lakh milestone as per month and not financial year now, sad for all users, no longer 0.5%

 

[ritziveer]

You said they have fixed the bug... but then they will give 20k RP - how come?

The bug is to get welcome benefit twice for an account variant

 

[350modena]

You can directly pay using HDFC bill pay in Netbanking or App - it has option to pay via DC. Wouldn’t give any Rewards though
Or if bill above 50k , try using Cred

I thought bill pay cannot be used to pay an HDFC card...

 

[ARIX]

I thought bill pay cannot be used to pay an HDFC card...

Cred and freecharge works try those

 

[nikhilv0303]

I thought bill pay cannot be used to pay an HDFC card...

Oops yes.. HDFC CC via Bill pay doesn’t work
Use Cred

 

[Hihihi]

Which merchant name in good score is working currently?

 

[smuff]

DC option is back in Airtel app, with 0.95% charge and no exception for rupay DC.

 

[Guddi]

DC option is back in Airtel app, with 0.95% charge and no exception for rupay DC.

Any idea about MCC?

 

[smuff]

Any idea about MCC?

It should be same as earlier. You can try with small amount. For me it is failing.

 

[desiviru]

DC option is back in Airtel app, with 0.95% charge and no exception for rupay DC.

I hope it comes back to JioFin also and Mukesh Ambani aka Mota bhai gives Mittal aka patla bhai a shock by not keeping any charges.

 

[VISION]

but it is failing, tried with visa dc

 

[smuff]

but it is failing, tried with visa dc

Right, I tried with visa and rupay