Which Debit Card to use for Credit Card Bill Payment in July 2025

[xlabd]

I've paid HSBC live+ bill on the 4th/5th midnight using Zavo and FIRSTAP DC, but it doesn't reflect on the hsbc app.
Money has left idfc account, and I have bbps id of the transaction as well. I've checked with the hsbc customer care, they told me the bill payment takes some time to reflect on the statement, but the payment day will be on the day I paid.

Now,
She didn't verify that any payment has been done to my card.
5th was last day to pay my cc bill and the payment still doesn't reflect on the app.
Idfc bank didn't get the refund tho.

What are the chances my bill payment fails?

People who have been paying bills using IDFC DC, please share your experience.

I'm quite tensed.

Notes:
First time trying this to pay bills.
Other CCs reflect the payment. This card is an anomaly.
Used the card on Amazon yesterday. That transaction is "pending", but the bill payment is not "pending" on the app. No entry of the bill payment.

 

[mojo_jojo123]

Currently using indusind signature debit card on cred.... For 1,14,000 rs payment u can get around 1% cashback....
For less payment it will be less as its a tiered cashback structure... Max cap of 1,14,000 payment per month...for which u will get rewards...1 rewards point is 0.35 rs.

is Indusind visa signature + cred still giving reward , I thought it was dead long back ..

 

[im_Pro]

you won't get the subscription amount back. but I think there is no need for subscription to pay credit card bill now.

Can't use app without subscription

 

[Batmanbaba]

What is the merchant name u r getting?

And when was the last time u did the transaction? And did u get the point for that?


And will it also work on RBL SPDC? Cause it's also visa

Used last week only and got points... Getting merchant as dreamplug paytech soluBENGALURU

CANT SAY ABOUT RBL. AS DONT HAVE IT

 

[Batmanbaba]

is Indusind visa signature + cred still giving reward , I thought it was dead long back ..

Its alive using from long time... Regularly from last 2-3 months as nothing left now without using too much brain.... Its a no brainer

 

[sidmanraj]

Its alive using from long time... Regularly from last 2-3 months as nothing left now without using too much brain.... Its a no brainer

Does it also work for IndusInd select master card debit too in CRED? Is there any fees in CRED?

 

[Batmanbaba]

Does it also work for IndusInd select master card debit too in CRED? Is there any fees in CRED?

Cabt say about mastercard but you have do the hit and trial... No fees currently... On debit card....

 

[ccent]

Cabt say about mastercard but you have do the hit and trial... No fees currently... On debit card....

can someone confirm if it is working on Mastercard variant as well

 

[Batmanbaba]

Used last week only and got points... Getting merchant as dreamplug paytech soluBENGALURU

CANT SAY ABOUT RBL. AS DONT HAVE IT

Was going to use it on payzapp and see for transactions below 50000 but they have burned the bridge.... Also used to get on flipkart too using indusind signature debit card for credit card bill payment but they too have removed credit card bill section altogether .... So have to find some alternatives now for payment below 50000

 

[Wealth is my birth right!]

can someone confirm if it is working on Mastercard variant as well

Call cust care and replace with visa they issue it

 

[shafiq49]

Is there a way to pay Niyo Global credit card dues(issued by SBM bank) through any debit card and earn rewards?
I have SBI and IDFC rupay debit cards.

 

[mobsol2017]

Is there a way to pay Niyo Global credit card dues(issued by SBM bank) through any debit card and earn rewards?
I have SBI and IDFC rupay debit cards.

check billdesk if payment via debit card available then use sbi dc

 

[Wealth is my birth right!]

check billdesk if payment via debit card available then use sbi dc

Billdesk permits dc always

 

[mobsol2017]

Billdesk permits dc always

no few card's billdesk removed dc as payment option now.

 

[vchouksey80]

On Zavo app one of my CC payment of 5k was failed on Thursday and till now not received money back, any idea how long it takes to refund money from Zavo?

 

[NikhilG]

On Zavo app one of my CC payment of 5k was failed on Thursday and till now not received money back, any idea how long it takes to refund money from Zavo?

What if it doesn't come at all? Is the app reliable?

 

[prankster]

What if it doesn't come at all? Is the app reliable?

It comes for sure, maybe delayed due to weekends, but takes no more than 4-5 working days

 

[Das.N]

Another devaluation in SBI debit Card:

For Almost all debit cards : 1000 reward points for spending in a single month ( both virtual and physical).
1000 points for 1L spending in a financial year offer is gone.

It will be hard for most of the people to spend 1L in every month.
Even we spend 90k in a month, next month it will reset and starts from zero. So, milestone benifit for SBI virtual and physical debit card is almost gone.

I don't know if this topic is discussed in this thread before, it's a huge thread and can't read all the pages.

 

[ritziveer]

Can't use app without subscription

As of yesterday I am able use. initially I have taken the subscription. Now I don't have the subscription.

 

[ritziveer]

Its alive using from long time... Regularly from last 2-3 months as nothing left now without using too much brain.... Its a no brainer

What is the reward percent