What’s that underdog card for you? For me it’s BOB Eterna
Base Reward Rate: 0.75%
Accelerated Reward Rate: 3.75% (capped at 5k pts/ month)
Ideal Spending / Month: 42,000 INR
It’ll qualify for annual milestones of 5 Lac & 50k for 20k pts &10k pts. It'll shoot the reward rate to 4.75 on annual spends of 5 Lac.
1RP= 25p as statement credit.
It has also joining fee waiver on 25k spends on first 60 days, which is amazing considering the value
![IMG_2028.JPEG IMG_2028.JPEG](https://www.technofino.in/community/data/attachments/2/2644-a2f3c42b4f90b83ca405a0ad2ef4ba98.jpg)
Base Reward Rate: 0.75%
Accelerated Reward Rate: 3.75% (capped at 5k pts/ month)
Ideal Spending / Month: 42,000 INR
It’ll qualify for annual milestones of 5 Lac & 50k for 20k pts &10k pts. It'll shoot the reward rate to 4.75 on annual spends of 5 Lac.
1RP= 25p as statement credit.
It has also joining fee waiver on 25k spends on first 60 days, which is amazing considering the value
![IMG_2028.JPEG IMG_2028.JPEG](https://www.technofino.in/community/data/attachments/2/2644-a2f3c42b4f90b83ca405a0ad2ef4ba98.jpg)
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