What is your 💳 score?

[Credit Karma]

Share your credit score along with number of years since your first account opened (doesn't matter if it is closed currently)

Update March 2023

CIBIL - 738
Experian - 802
Equifax - 702
CRIF - 560

Credit History - 1.75 Years

 

[TheTrickySid]

I have -
CIBIL - 760
Experian - 877
Equifax - 797
CRIF - 810

1st account opened on Jan 2022

 

[CMG]

CIBIL - 788
Experian - 834
Equifax - 726
CRIF - 665

 

[SunnyM]

My cibil is only 754 at the moment because I recently took four credit cards in a span of two months. It hovers around 770 avg.
Experian is 884 and rest I don't know.
The below cibil is outdated as the current is 754 after the latest hard enquiry. Cibil official app doesn't allow screenshots to be taken.

 

[Lokesh]

Experian - 857
CRIF - 799

 

[muralimr]

CIBIL - 796
Experian - 846
CRIF - 814

 

[Rohit75]

Experian 745
Crif 615
Cibil 787

 

[Adwait]

Cibil 780
Experian 835
Active Credit card : 9(Got all from dec 2021 to aug 2022 ,1 per month)
Bnpl: Slice, lazypay
Age: 21

 

[SunnyM]

Cibil 780
Experian 835
Active Credit card : 9(Got all from dec 2021 to aug 2022 ,1 per month)
Bnpl: Slice, lazypay
Age: 21

Amazing even after having slice and lazypay.

 

[Adwait]

Amazing even after having slice and lazypay.

Yes maybe because i dont use them.

 

[dav33]

 

[CardWale_Baba]

I have 19 Credit Cards (including 1 secured), 31 Inquires, Zero Open Loan, No Payment Default payment in last 3 years and My Cibil Score is 791.



Let's Compare, What is your Cibil Score? How many Credit card you own?

 

[dhshankar]

CIBIL score of 763 with 14 years credit history ( 2 missed payments damaged credit score)

 

[Gautham]

CIBIL score of 763 with 14 years credit history ( 2 missed payments damaged credit score)

With missed payments, do you get approved for credit cards?

 

[dhshankar]

With missed payments, do you get approved for credit cards?

Yes.. The payments missed in the current year ( March-22) and reported in CIBIL from May onwards. However, I got cards approved afterwards (few rejected like IndusInd)

 

[Gautham]

Yes.. The payments missed in the current year ( March-22) and reported in CIBIL from May onwards. However, I got cards approved afterwards (few rejected like IndusInd)

Oh cool. Good that banks do approve even with 1 or 2 missing payments.

 

[dhshankar]

Oh cool. Good that bank do approve even with 1 or 2 missing payments.

Yes, as bank also considers other parameters like credit history, available credit etc..

 

[dav33]

Oh cool. Good that banks do approve even with 1 or 2 missing payments.

most will be rejected. unless u have a pre-approved offer which requires no cibil check. i had 3 missed payment with 90+ days. 2 cards i applied during this time were rejected.
But even if rejected bank will not tell that due to this missed payment it was rejected. u will have to fight and ask the reason.

 

[dhshankar]

most will be rejected. unless u have a pre-approved offer which requires no cibil check. i had 3 missed payment with 90+ days. 2 cards i applied during this time were rejected.

what's your credit history ?

 

[krishc]

CIBIL - 794
EXPERIAN - 825
CRIF - 773
as of yesterday latest
credit history of 4 years
7 CCs