Ways to get IDFC First Wealth Credit Card

[kashyapaditya256]

Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.

 

[iamvk]

Upgrade request approved
Wealth with upgraded limit

This is the second case I have seen here in the community. Congratulations.

 

[anirban.choudhury]

This is the second case I have seen here in the community. Congratulations.

I think many were able to upgrade
I saw a lot of cases in TF
The process was similar, A LE followed by upgrade

 

[gurubhai]

When my icici card was 3.5L limit 4 months old, I was offered select with 2L limit.
Now a week back I got LE for my icici from 3.5 to 6.5L as its been 6 months.
So will they consider it as 6.5L limit card 6 months old or I should wait some more time to apply for wealth. 😅
I think I should atleast wait till it reflects in my cibil report that limit is 6.5L.

 

[vaibhav111]

When my icici card was 3.5L limit 4 months old, I was offered select with 2L limit.
Now a week back I got LE for my icici from 3.5 to 6.5L as its been 6 months.
So will they consider it as 6.5L limit card 6 months old or I should wait some more time to apply for wealth. 😅
I think I should atleast wait till it reflects in my cibil report that limit is 6.5L.

wait for 30 days cause i don't know when icici report to cibil if it is month end then on 3-5 april if it bill generation date then apply after 2 days later cause that amount should be reflect in your cibil.

 

[ADITYA1904]

W

I think many were able to upgrade
I saw a lot of cases in TF
The process was similar, A LE followed by upgrade

I think many were able to upgrade
I saw a lot of cases in TF
The process was similar, A LE followed by upgrade

So what is the upgraded limit and limit you got on wealth cc? Did you send any documents or pay slip or ITR something?

 

[anirban.choudhury]

W


So what is the upgraded limit and limit you got on wealth cc? Did you send any documents or pay slip or ITR something?

I sent pay slips , account statement and other bank credit card statement
Initial limit was 2.14 , upgraded is 15

 

[Wealth is my birth right!]

I sent pay slips , account statement and other bank credit card statement
Initial limit was 2.14 , upgraded is 15

Almost 7 times🤔

 

[vaibhav111]

What limit does your Infinia show in the CIBIL report?

it 3.9 on highest limit and on credit limit is dash cause hdfc doesn't report credit limit to cibil.

 

[ADITYA1904]

it 3.9 on highest limit and on credit limit is dash cause hdfc doesn't report credit limit to cibil.

Even i had hdfc infinia with 8L and highest credit limit reported in cibil 7.7 L still they gave me select so dont know how it works

 

[vaibhav111]

Even i had hdfc infinia with 8L and highest credit limit reported in cibil 7.7 L still they gave me select so dont know how it works

Yeah there are other thing to be considered here then, we just don’t know yet.

 

[sharpened]

ICICI card does matter dude. I got Wealth card with C2C method using ICICI Rubyx card only. I think people using Amazon card are facing the problem.

Someone reported no luck with Sapphiro

 

[anirban.choudhury]

Almost 7 times🤔

Yeah
It’s ok as most of my cards have that kind of limit

 

[Wealth is my birth right!]

Yeah
It’s ok as most of my cards have that kind of limit

Motivation to others for improving their limits 😊

 

[Hitman_107]

Someone reported no luck with Sapphiro

Its all about the age of the card. Mostly people getting wealth card have their existing credit cards age as 5+ years

 

[hks789]

I closed my Select card now 😅.
Will wait for few months and apply c2c basis until they show wealth 🙂

 

[hks789]

I wonder if my 3.5L MRCC will qualify for Wealth. Will have to close my existing Millennia card to find out

I upgraded my MRCC limit from 3.5 to 6 by transferring limit from smartearn card. Both cards were taken Jan 23. I applied for smartearn by mistake but that became a blessing in disguise. In Amex you can transfer limit from one personal card to another.

@Wealth is my birth right! You can try this route, if you want to have a higher limit on MRCC. Take FYF smartearn and transfer limit.

 

[sharpened]

I upgraded my MRCC limit from 3.5 to 6 by transferring limit from smartearn card. Both cards were taken Jan 23. I applied for smartearn by mistake but that is blessing in disguise. In Amex you can transfer limit from one personal card to another.

@Wealth is my birth right! You can try this route, if you want to have a higher limit on MRCC. Take FYF smartearn and transfer limit.

I have just the one Amex card though, and it was delivered in early December so 6 months haven't ended yet.

I do have a much higher ITR tho, so I'm considering contacting them for a manual limit increase anyway.

Edit: Just read that the cards are new. Interesting, any other FYF AMEX card atm?

 

[hks789]

I have just the one Amex card though, and it was delivered in early December so 6 months haven't ended yet.

I do have a much higher ITR tho, so I'm considering contacting them for a manual limit increase anyway.

Good luck. In case if it is not approved, apply for a FYF smartearn card through referral, transfer limit and close card after few months.

If you dont mind sharing what's your total card limit across all cards vs ITR amount.
Right now my total limit is around 2X my ITR. Manual limit increases are not working for me now. Not sure what's the max banks will consider as saturated limit.

 

[sharpened]

Good luck. In case if it is not approved, apply for a FYF smartearn card through referral, transfer limit and close card after few months.

If you dont mind sharing what's your total card limit across all cards vs ITR amount.
Right now my total limit is around 2X my ITR. Manual limit increases are not working for me now. Not sure what's the max banks will consider as saturated limit.

I'm young and new to the CC game (only 1.5 years since my first), so the total limit is very far from ITR. Gross is >30L but the combined limit is only 5L.

I'm considering Plat Travel since that's FYF too. Do I need to find someone with Plat Travel to refer?

 

[ADITYA1904]

I'm young and new to the CC game (only 1.5 years since my first), so the total limit is very far from ITR. Gross is >30L but the combined limit is only 5L.

I'm considering Plat Travel since that's FYF too. Do I need to find someone with Plat Travel to refer?

I can refer platinum travel link if you want