Upcoming changes in Slice card

[prc1990]

Upcoming changes in Slice card. Please see the attachment for details.

 

[souvikdey2002]

Upcoming changes in Slice card. Please see the attachment for details.

Why do you want to even look at these BNPL's?

 

[prc1990]

Why do you want to even look at these BNPL's?

Using currently and that's why have shared for everyone's awareness.

 

[souvikdey2002]

Using currently and that's why have shared for everyone's awareness.

Leave this kind of BNPL's as early possible when you have full fledged Credit Card!!!

I have closed Amazon, Flipkart Paylater also I have given request for closure.

 

[prc1990]

Leave this kind of BNPL's as early possible when you have full fledged Credit Card!!!

I have closed Amazon, Flipkart Paylater also I have given request for closure.

Only Credit Line I have currently, rest all are closed.

Interesting thing is Slice hasn't been reported yet to credit bureaus even after being used for more than 8 months 🥲.

 

[Extrovert🌃]

Is slice supposed to report?
Don't you have CCs?

Yes and it does report , it has in all my reports

 

[Extrovert🌃]

Only Credit Line I have currently, rest all are closed.

Interesting thing is Slice hasn't been reported yet to credit bureaus even after being used for more than 8 months 🥲.

Go to profile in slice and check who's your financing partner. Btw slice is really good when you can't get no cost emi on any other cards in my opinion. Hence even that's the only credit line i currently have open , will close zest too after pending emis paid. But if the limit gets upgraded then it takes exceptionally long time to update the upgraded limit.

 

[Extrovert🌃]

What's this photo?

Slice displays who's your financing partner in the app.

 

[prc1990]

Go to profile in slice and check who's your financing partner. Btw slice is really good when you can't get no cost emi on any other cards in my opinion. Hence even that's the only credit line i currently have open , will close zest too after pending emis paid. But if the limit gets upgraded then it takes exceptionally long time to update the upgraded limit.

Not reported to any of the credit bureaus even after 8 months in my case.

 

[vaibhav111]

Only use of slice cc are using 60% off swiggy, i don't have one

 

[vaibhav111]

OneCard has 40% off

Myzone , onecard offer is now 15%😅 upto 199

 

[vaibhav111]

Ah
Doesn't slice have any capping?

Upto 250 rs /-but it applicable once only that sucks i never checked in the detail while myzone is amazing have already used more than 5 times till now .

 

[AllSeeker]

Upto 250 rs /-but it applicable once only that sucks i never checked in the detail while myzone is amazing have already used more than 5 times till now .

Myzone and even axis neo are surprisingly good cards to have.

Axis really does well in low to medium category usages. Because of this I'm not even able to use zomato card on zomato itself.

 

[Bob78900]

Go to profile in slice and check who's your financing partner. Btw slice is really good when you can't get no cost emi on any other cards in my opinion. Hence even that's the only credit line i currently have open , will close zest too after pending emis paid. But if the limit gets upgraded then it takes exceptionally long time to update the upgraded limit.

I have one question regarding the slice and uni pay. Suppose last month i spend 20k and paid it Fully now next month i spend 30k paid it Fully how will slice or uni pay show in my cibil ? As consumer durable loan? For every month bill it will show loan? Like if i spend 10k in june and 10 ki in july so it will show 2 different loan? Or just on single?

 

[prc1990]

I have one question regarding the slice and uni pay. Suppose last month i spend 20k and paid it Fully now next month i spend 30k paid it Fully how will slice or uni pay show in my cibil ? As consumer durable loan? For every month bill it will show loan? Like if i spend 10k in june and 10 ki in july so it will show 2 different loan? Or just on single?

Single entry unless and until two lenders are involved.

 

[Bob78900]

Single entry unless and until two lenders are involved.

I guess they updating the sanctioned amount or highest credit used something like this. They can give 2 lenders on one card that's now fair😔😔

 

[Extrovert🌃]

I guess they updating the sanctioned amount or highest credit used something like this. They can give 2 lenders on one card that's now fair😔😔

Recently slice has been taking some precautions to not fully destroy cibil. According to CSR they are reporting just 10% of total sanctioned limit so the people with high limit don't add up the limit as unsecured loan.

 

[Extrovert🌃]

I guess they updating the sanctioned amount or highest credit used something like this. They can give 2 lenders on one card that's now fair😔😔

In my personal slice ( quadrillion finance) they don't report any used limit or tenure or intrest. Just sanctioned limit is available in terms of numbers. They Just mark the payment as paid. But whereas LazyPay literally updates the used amount as outstanding loan every month.

 

[Extrovert🌃]

I guess they updating the sanctioned amount or highest credit used something like this. They can give 2 lenders on one card that's now fair😔😔

You gotta see zest money 😂 , everytime they give you upgraded limit they add other Nbfc and everytime you buy anything using zest using vouchers they do a CR check. Zest adds every emi order as individual loan.

 

[Bob78900]

Well that's common having multiple lenders
That's why one shouldn't use NBFCs and BNPLs ...

But sometimes you have to use these services 😔