Unexpected pre approved limit HDFC tata neu card

[db24]

Getting 30 lac pre approved limit, i know after final approval it may be 50% less

 

[TheMentalist]

Getting 30 lac pre approved limit, i know after final approval it may be 50% less

How to check this??

 

[db24]

How to check this??

Tata neu application.
Finance credit card section

 

[Rahul92]

Getting 30 lac pre approved limit, i know after final approval it may be 50% less

Your existing card / limit ?

 

[Revitup]

Getting 30 lac pre approved limit, i know after final approval it may be 50% less

This comes after entering pan? Is there a cibil check?

 

[db24]

This comes after entering pan? Is there a cibil check?

Yes after entering pan, cbil hit is not there as I am existing hdfc card holder with limit 15 L.

Pre approved I think showing double the existing limit.

 

[Revitup]

Yes after entering pan, cbil hit is not there as I am existing hdfc card holder with limit 15 L.

Pre approved I think showing double the existing limit.

I am not following neu card. Are people generally getting double the limit of exisiting hdfc card?

 

[theglobalinvestor]

Is this worth considering if you already have infinia?

 

[akshayhs]

Im seeing the offer for same variant with 0 joining fee but annual fee is there. Existing customer of HDFC but very recently I got Millennia LTF pre approved. So will have to wait...

 

[db24]

I am not following neu card. Are people generally getting double the limit of exisiting hdfc card?

Not really i heard for existence hdfc card holders the limit will be same after final approval.

The limit tata neu showing is with conditional approval. Which I don't trust.

 

[Revitup]

I got excited, if my shared limit goes above 8 lakhs, Id have applied for Infinia

Not really i heard for existence hdfc card holders the limit will be same after final approval.

The limit tata neu showing is with conditional approval. Which I don't trust.

😅

 

[Strange]

I heard first HDFC card is getting closed after getting Tata Neu card. Is this true?

 

[db24]

Is this worth considering if you already have infinia?

If joining fee is not there then we can use for first year and close before next renewal.
Original hdfc card we can continue.

 

[CMG]

I heard first HDFC card is getting closed after getting Tata Neu card. Is this true?

That is not true.

 

[db24]

I heard first HDFC card is getting closed after getting Tata Neu card. Is this true?

I am trying to find this ans as well. In this case we don't want this neu card 😅

 

[Strange]

That is not true.

Source of this information

 

[CMG]

Source of this information

I have regalia and neu infinity

 

[Strange]

I have regalia and neu infinity

Great, then he might have done something.

 

[V360]

Yes after entering pan, cbil hit is not there as I am existing hdfc card holder with limit 15 L.

Pre approved I think showing double the existing limit.

Guys - please don't enter PAN - there is a CIBIL check even if you are an existing customer.

 

[db24]

Guys - please don't enter PAN - there is a CIBIL check even if you are an existing customer.

Thank you for this update, I still don't see my CIBIL is hit,

I just want to ask how these many inquiries are impacting the CIBIL score.

In my 15 years, I have had more than 95 hard inquiries from these 16 in the last three months. Still, my last month's score improved from 802 to 806.

I think credit inquiries are not making much impact, but yes I 100% agree it's the factor which can reduce the credit score.


What is the most important for good CBIL score?
On-time payments
Type of accounts (credit or loan)
Credit history period