Trying to get Indusind Pioneer Heritage Metal ( World Elite Mastercard) for LTF with RM

[NeerajNegi]

Trying to get PIONEER HERITAGE METAL CARD from IndusInd Bank

Went today to Induslind bank
Talk with RM
Told him about getting this card " He was like " Sir I will get you this card bla bla open account first any account 5k monthly saving account etc.
After opening account today in the middle he was trying to sell in Induslind bank scheme of 24 Lakh dude .......

I was laughing 😄 still I listen carefully at the end and said I will see when I have money. he said okay.

He took me to meet bank Manager , He also started selling me a scheme of 24 Lakh shit..... that was deep shit.
hmmm Now I told him I need this card for LTF, I won't pay dime he said okay.

I will go tomorrow and update , I am thinking he will not do anything , lots of RM just say lots of things only and try to sell.

 

[anirban.choudhury]

even the paid card works as fyf if you consider the bms tickets received against gst part while you can get amazon pay voucher against jf

Yes
Kind of true .
But FYF is also not bad either 😆

 

[sxchzy]

Yes
Kind of true .
But FYF is also not bad either 😆

true

 

[Harrypotter]

It's FYF

How to get it as FYF

 

[anirban.choudhury]

How to get it as FYF

They had some offer , If your net salary is above 3 lakhs per month and company is listed with sbi then they can approve FYF.
Not sure this offer is still there or not .

 

[sxchzy]

They had some offer , If your net salary is above 3 lakhs per month and company is listed with sbi then they can approve FYF.
Not sure this offer is still there or not .

can you share the list of companies listed with sbi

 

[anirban.choudhury]

can you share the list of companies listed with sbi

There is no such list
Just speak to the Aurum RM handling your case.
But I guess they have stopped sourcing FYF nowadays .

 

[sxchzy]

There is no such list
Just speak to the Aurum RM handling your case.
But I guess they have stopped sourcing FYF nowadays .

will directly escalate this with no and pno and lets see what happens

 

[anirban.choudhury]

will directly escalate this with no and pno and lets see what happens

Escalation won't help
Connect with Aurum RM
He/she can help
NO/PNO won't budge as there is no official mention of such offers .

 

[sxchzy]

Escalation won't help
Connect with Aurum RM
He/she can help
NO/PNO won't budge as there is no official mention of such offers .

okay
my emirates rbi complaint also got rejected saying that they updated the website and cant be offered as LTf

 

[anirban.choudhury]

okay
my emirates rbi complaint also got rejected saying that they updated the website and cant be offered as LTf

Yeah
There is nothing much that can be done regarding to card payment plan with this big banks like Icici , HDFC , Axis .

 

[sxchzy]

Yeah
There is nothing much that can be done regarding to card payment plan with this big banks like Icici , HDFC , Axis .

true
even though i shared valid icici url ss explicitly mentioning emralde card as ltf
they didnt honour that
and not worth wasting more time on it
will just be pulling nrv over the next 3-6 months
anyways my rms were highly incompetent
would only send high commission products ads to me and never pick up calls

 

[hemant89]

There is also an alumni offer for SBI Aurum.

 

[anirban.choudhury]

N

There is also an alumni offer for SBI Aurum.

Not sure of that

 

[hemant89]

N

Not sure of that

Sorry not for alumni but for current students of IIMs (Not sure about Alumni). Yesterday only I saw an Instagram reel where one person from IIMB got the SBI Aurum LTF.
@anirban.choudhury Here is the link:

 

[Vineet Kumar]

We already had a post in this respect in the thread 'Alumni offers for Premium Credit Cards of various banks'. It seems now it is being issued in bulk as LTF, but only to current students and not alumni, as of now.

Alumni offers for Premium Credit Cards of various banks

IDFC has future first account. Its a 0 balance account, comes with VISA Signature debit card. It is for alumni of certain colleges. In my case, they did not verify my college before opening account. https://www.idfcfirstbank.com/personal-banking/accounts/future-first-account#eligibility Could...

www.technofino.in

 

[hemant89]

We already had a post in this respect in the thread 'Alumni offers for Premium Credit Cards of various banks'. It seems now it is being issued in bulk as LTF, but only to current students and not alumni, as of now.

Alumni offers for Premium Credit Cards of various banks

IDFC has future first account. Its a 0 balance account, comes with VISA Signature debit card. It is for alumni of certain colleges. In my case, they did not verify my college before opening account. https://www.idfcfirstbank.com/personal-banking/accounts/future-first-account#eligibility Could...

www.technofino.in

Yes, there also someone mentioned this. But this is new giving premium cards as LTF to current students instead of alumni. Are they trying to convert future prospective HNI customers beforehand!!

 

[Vineet Kumar]

Yes, there also someone mentioned this. But this is new giving premium cards as LTF to current students instead of alumni. Are they trying to convert future prospective HNI customers beforehand!!

Yes, u r right.
In this thread also they have discussed about AURUM being issued to current students of 3 IIMs at present.

 

[Vaastav]

Also, this card is actually one of the best ones for golf. If you play golf or want to learn, it can easily substitute a club membership as you get around 3 games/ lessons per week without any spending requirement. That alone is a benefit worth 1.5- 2 lacs a year

Is This Golf Benefit Completely free or are there any hidden Fees??

 

[Jack_S]

Is This Golf Benefit Completely free or are there any hidden Fees??

Games/lessons are free. Only applicable charge is caddie fee which is usually 100/hour for lessons or 500 rs for a full 18 hole game. It is same for any credit card actually.
Golf clubs are provided by coach during lesson. When you start playing game, you either have to buy your own equipment or rent them. Game fee (knows as green fee) is covered by the card.

 

[aarun50600]

Yeah but 2 lakhs upfront for card , even though they are giving vouchers doens't make any sense to me
Oberoi vouchers are definately good but my Amex plat charge provides third night complementary on Oberoi plus if booked through amex conceirge I get a better value on it so it won't be a good deal for me .

Yatra again has very short expiration of 3 months plus we don't get the card benefits on the voucher booking so we do loose out quite a good potential discount plus card rewards .
And for golf , again that is unlimited in Platinum charge .

So overall not a very good deal to me with JF
But yes if I can manage unconditional LTF then only it makes sense .

For BMS I already have Aurum, plus 4 ED cards which are actually too many , not counting the bogo with icici and axis cards here m

hi, so each addon card on ED also will receive 2 tickets per month? like 1 primary + 2 add on means = 6 tickets we can book for it ? am i correct?