Also, they need to provide the benefits for once before they withdraw. Else, it's a simple case of misseling the product.
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc
- Thread starter Abhishek012
- Start date
- Replies 696
- Views 27K
signior-x
TF Premier
This is possible?
Please share the way to do it, I am done with them aswell
How does this scam them? You only end up reducing your limit, and giving up on your 'non-existent' select benefits.
brightknight
TF Ace
why can't we file a complaint to RBIO? it's a Clear case for misseling.
Yeah I guess you're right.
This way I'll not be able to get credit report aswell.
Can do this, though.
We've got ss in this thread as proof
Yes, you are correct, but now you also have an Select card with lounge access, golf, spa, health checkup, etc.
Select debit card themselves cost around a grand. Having one for almost free is pretty sweet even without the OTT benefit.
Ps: I don't know if this will work, the MITC does not mention maintaining a persistent FD of 115K for Select but there is a possibility of them just blocking and issuing a new Plat card.
PPs : If you have spent more than 270 rupees, having an FD of 1K may actually hurt your Credit score.
Mera thought process hi alag hai bhai 😅. I am planning to close my practically LTF PNB Select card too, and switch to paid Axis Airtel Rupay CC. I’d rather have some useful benefits on my card, than all useless ones.
Golf - main khelta nahi hoon. I’ll think about it when I get older 😅. Abhi tennis, badminton, kabaddi etc. khelta hoon. Moreso, i have other cards with golf benefits.
Gym - I prefer taking annual memberships which come out to be fairly cheap. Ek mahine gym karke fir sochna agle mahine kya karenge is not my style.
Health check-up - saal mein ek baar karana hota hai. Plus major test centres anyways give massive discounts (often 1+1). No need to keep card for that.
Spa - with the specific spa tie-ups, I have to take out a “day” just for this..just like how grandparents used to have a “bank day” - a full day dedicated only to bank work 😅. Seems unnecessary. I don’t care for spa much..and even if I need one, I prefer booking at a nearby location, or at home using UC or other apps.
Lounge access - seems like a gimmick considering how much an average person flies per year 😅. Anyway, I have premium DCs/ CCS to get them for free. I have never used the PNB card for this purpose yet.
On the contrary, Airtel ka bill har mahine aata hai and has to be paid. This is non-negotiable 😅.
Hope this conveys!
Last edited:
My point is - all of us should do a realistic and subjective assessment of whether we really want a benefit or not, as opposed to simply accumulating them. Kabhi kabhi it’s better to avoid card fee, or other criteria surrounding card’s issuance, despite having disproportionately higher benefits.
Baat toh correct hai dost. Firse rewards ke moh maya main aagyi thi mein 🤦♂️
Anyways, looks like there is nothing to discuss anymore. They won't issue OTT & Music subscription rewards. I searched for almost all the Select Credit cards and it seems like CCs do not have those benefits.
No reply from Nodal Officer either. Thoda disrespectful hai bank.
Last edited:
Virtual and physical have different card details?
@ninad_tha : On a lighter note, change the name of this thread to (Not so) Stable Money: Revenge Ideas 😅.
Last edited:
If you opted for only virtual card then after applying for physical card you will get different details.
Weird! Anyways, you've found a good hack 🙂 Yalgaar ho!
