Scapia drastically reducing credit limit.

[abhi-t]

Scapia card is reducing limit. Mine got reduced from from 10L to 1.4L. Others also reported the same.

 

[s4more]

Card closed 😁

Thinking of closing mine too. Wondering if closing before 6 months will affect Cibil

 

[VicksJ]

Thinking of closing mine too. Wondering if closing before 6 months will affect Cibil

Why would it?

 

[srikant]

And as per support, there's no way to approve this manually as these are handled by the system.

So AI is taking over the world

 

[abhi-t]

 

[srikant]

Is it usual to be unable to apply for a card after closing it? And is this for real, forever?

 

[kgaurav00]

Is it usual to be unable to apply for a card after closing it? And is this for real, forever?

Not able to apply again like OneCard..
it's almost same for fintech.

 

[abhi-t]

Is it usual to be unable to apply for a card after closing it? And is this for real, forever?

usually there is always a cool down period for re-applying from as low as 3 months to as high as 6 months. No sure is this case it is forever.

 

[ak1423]

They have even removed bms offer which was there before..just a waste of space now if you have any other cards

 

[deep@vie]

Sabse kharab halat Onecard Federal walo ki hi hai

Na LE de rhe🥲

Na core card milega 🥲

Ye dukh Kaahe khatm nhi hota

 

[deep@vie]

Hmm sahi baat hai.... Isliye I have closed my Federal Bank OneCard. I will apply for core Federal Bank credit card after the cooling period. Now my OneCard is in peace forever.

Do update about it

 

[jk51]

Card closed 😁

Same here. Better to make way for core card after decent cool off time.

 

[hariselio]

Another insane thing There is no coins for international transactions, but they will reverse the coins if you receive any refund for the international transaction

 

[hariselio]

Another insane thing There is no coins for international transactions, but they will reverse the coins if you receive any refund for the international transaction

Ok, they canceled the reversal after I complained

 

[VicksJ]

Ok, they canceled the reversal after I complained

Yeah but should not have happened in first place. They are just trying to make money by milking customers. What if one is not careful enough

 

[deep@vie]

Ok, they canceled the reversal after I complained

The same happens in SBI Cashback🤣

 

[hariselio]

Yeah but should not have happened in first place. They are just trying to make money by milking customers. What if one is not careful enough

Agree. Luckily they sent a sms saying, coins will be reversed due to refund.. Otherwise i wouldn't have known it.

 

[SplendorSuperman]

Anyone successfully got Core Federal CC after closing onecard/Scapia ?

 

[telescope]

Just noticed, scapia removed all international terminals from lounge list. Also several airports are removed altogether, such as GAU, LKO, AMD, JAI, Thiruvananthapuram etc

 

[SSV]

Just noticed, scapia removed all international terminals from lounge list. Also several airports are removed altogether, such as GAU, LKO, AMD, JAI, etc

Expectations meeting reality finally !!

 

[CD.]

Expectations meeting reality finally !!

Just the game all banks are playing