SC Smart card application expecting >36LPA tax returns

[lordtottuu]

I'm trying to add the Ultimate to my existing Infinia and Magnus to handle rent transactions. I've heard as a non-salaried person, it's hard to get a SC card so I'm trying to apply for the basic Smart card and then upgrade later.

On the application form, it's showing that the income requirement is >36LPA even for the base Smart card. Tried applying for the Platinum rewards card and it shows the same. I'm attaching a screenshot as well. Any idea what's going on?

 

[Wealth is my birth right!]

I'm trying to add the Ultimate to my existing Infinia and Magnus to handle rent transactions. I've heard as a non-salaried person, it's hard to get a SC card so I'm trying to apply for the basic Smart card and then upgrade later.

On the application form, it's showing that the income requirement is >36LPA even for the base Smart card. Tried applying for the Platinum rewards card and it shows the same. I'm attaching a screenshot as well. Any idea what's going on?

Self employed are not in SCB’s target or other way I can say they prefer much the salaried metro living ppl

 

[Chaitanya-a]

Self employed are not in SCB’s target or other way I can say they prefer much the salaried metro living ppl

True. Same with HSBC

 

[anirban.choudhury]

SC mostly entertain salaried customers in metro

Same with hsbc

 

[lordtottuu]

Is there a chance of approval if I apply offline through a branch? Will opening a premium relationship with them help?

 

[Wealth is my birth right!]

Is there a chance of approval if I apply offline through a branch? Will opening a premium relationship with them help?

Can be tried depending upon their mood it may go through however the minimum balance requirements as below:
Premium banking 15lac
Priority banking 30lac
Private banking 50lac
FYI I hold premium relationship but still my card limit they offered to me is very less like 249900 only

 

[Lobogris]

Is there a chance of approval if I apply offline through a branch? Will opening a premium relationship with them help?

Yes. I opened a Priority account and deposited 50 lakhs in FDs. They promised me a card within a month. Self employed. They got me the Super Value Titanium with 5 lakhs limit after about a month. Special approval was needed.