SC Platinum Rewards card approved without document within 6 hours.

[Patil007]

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did .

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details

Hope it is LTF after spending Rs. 500 within 30 days 😅

 

[manikP]

It is not easy to talk customer care executive in SCB for task other tan hotlisting.

Idk if I was lucky but she helped me quickly, everything happened within 5 minutes.

 

[Wealth is my birth right!]

Idk if I was lucky but she helped me quickly, everything happened within 5 minutes.

Any vip cust care no or what
I always take 12 min to reach them

 

[0xfallup]

You guys talk with a human .. i always gets stuck with IVR

 

[nitrogenSingh]

You guys talk with a human .. i always gets stuck with IVR

Phone banking is available from 8am to 8pm. Maybe try tomorrow after 8am.

 

[nitrogenSingh]

Finally multiple updates came. Got around 3-4 emails & SMS, stating that my credit card account is activated and sms & e-statement has been successfully registered.
Now wait for temp ID & password begins.

Now today got the temp credentials. Seems like stanC each process takes around 3-4 days at minimum.

 

[skyisthelimit]

Now today got the temp credentials. Seems like stanC each process takes around 3-4 days at minimum.

How to activate eCom txn, as I am unable to find this option in SC Mobile.

 

[0xfallup]

How to activate eCom txn, as I am unable to find this option in SC Mobile.

Enable your card for online, international or contactless transactions via SC Mobile App/Online Banking - Help & Services - Card Management - Manage Card Usage - StanChart

 

[skyisthelimit]

Enable your card for online, international or contactless transactions via SC Mobile App/Online Banking - Help & Services - Card Management - Manage Card Usage - StanChart

Thanks
Done

 

[nitrogenSingh]

Now today got the temp credentials. Seems like stanC each process takes around 3-4 days at minimum.

Got the card delivered today as well.

 

[0xfallup]

Got the card delivered today as well.

limit and against what u applied?

 

[nitrogenSingh]

limit and against what u applied?

Limit got 1.5L & applied basis of salary.

 

[0xfallup]

Limit got 1.5L & applied basis of salary.

approx how much salary? if u dont mind

 

[nitrogenSingh]

approx how much salary? if u dont mind

Roughly 9L annual.

 

[nitrogenSingh]

Mailed to SCB bank nodal to remove one inquiry let’s see what happens

Can you share the email sample, so that i can also sent similar email for removal of extra cibil enquiry.

 

[0xfallup]

Can you share the email sample, so that i can also sent similar email for removal of extra cibil enquiry.

Pro tip : Always draft from ChatGPT

 

[0xfallup]

Can you share the email sample, so that i can also sent similar email for removal of extra cibil enquiry.

Dear Sir/Madam,

I am writing to bring to your attention two inquiries that were made on my credit report from Standard Chartered Bank. I recently applied for a credit card with an application number XXXX with your esteemed bank and while processing my application, two inquiries were made on my CIBIL report.

I would like to request that one of these inquiries be removed from my credit report as it was made in error. I understand that such inquiries can impact my credit score negatively and it is crucial that they are accurate and relevant.

I appreciate your prompt attention to this matter and kindly request that you initiate the necessary steps to have the incorrect inquiry removed from my credit report as soon as possible.

Thank you for your time and assistance.

Sincerely,

(Name)

 

[skyisthelimit]

Got the card delivered today as well.

Mine also

 

[rsp92]

My application got stuck on the Adhaar verification page. I clicked on OTP verification and entered the OTP. However, I did not receive any e-KYC link whereas when I re-click the Adhaar link it says, process completed. When I tried calling the agent, they say we don't have your Adhaar information captured, it can not be completed. They are suggesting to re-apply with a new mobile number and email id, but does not seem ideal (bcz changing mobile number is very tedious in my experience)

Anybody can help on this?

 

[akshayhs]

It doesn't let me enter my company name as it contains a numerical character in it. Can we copy paste?

 

[Batmanbaba]

It doesn't let me enter my company name as it contains a numerical character in it. Can we copy paste?

I was able to enter company name with number.in it....