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SBI Premier account or Government account now get RuPay Platinum/Select/Diamond/Gold/Diamond Select/Rhodium Debit Card

My sister has state Govt salary account with SBI, which variant of RPDC she shall opt for - this one or the naari shakti based on benefits offered?

I am confused with so many options for Govt salaried person here
 
quick queries -

All these Dcs are chargeable for Govt employees or free? If they have existing Visa/Master card, can they apply for second DC.

Suggest best card for CGSP and SGSP account.
 
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