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Role of internal ombudsman in credit card grievances

FinoGuy

TF Ace
What is the role of internal ombudsman during resolution of credit card grievances?
I raised complaint with axis credit card at level 1 and got reply "the bank's stand in this matter has been reviewed with internal ombudsman". I had complained on non-receipt of welcome vouchers.
I really didn't get it! Did the level 1 guy went to meet internal ombudsman personally to take opinion??
 
Last edited:

FinoGuy

TF Ace
Every level of the dispute chain should be attacked.

And if satisfactory resolution is not given, you should escalate.

This is the hierarchy:

Merchant -> payment gateway -> bank -> rbi -> (hope you never reach this level) district court -> high court -> Supreme court -> Modiji -> President
Where is internal ombudsman in this chain? Where is he hiding??
 

D₹V

TF Prestige
What is the role of internal ombudsman during resolution of credit card grievances?
I raised complaint with axis credit card at level 1 and got reply "the bank's stand in this matter has been reviewed with internal ombudsman". I had complained on non-receipt of welcome vouchers.
I really didn't get it! Did the level 1 guy went to meet internal ombudsman personally to take opinion??
I also think ombudsman has nothing to do in these.

They just sit & relax.
 
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