Regarding icici wealth account

[CardSeeker]

recently 3days back i opened icici wealth account and debit card also issued.

i already have one icici savings account and i linked new wealth account to old account mobile number

i already asked CC abt the same they said u can use both accounts.

QUERY IS after linking wealth account still imobile showing MAROON Colour not showing the black theme ?

any one faced the same issue or it takes time to convert to wealth ( two icici accounts showing on IMOBILE APP )

 

[silly_putty]

Don’t worry.. wait until you get notice..
and also try to do some occasional big transactions and a couple of FDs..
You will always get some time before they charge.. so when it happens we will act on it

Can do some transactions/transfers but FD won't be possible hope that's fine.... also should I call and tell them to cancel family linking request?? Or act nothing for now...

Opened the account in August with 5L cheque and Have 2 fds worth 3L, they still sent a notice few days ago. This is even after buying WC insurance twice from my rm.

Contacted her and she insisted that I buy more ULIP bs so that my account won't be reviewed further, but no longer trust her.

Btw the email States that my new account will have mab of 25k but the product page says 1L. Can anyone confirm the same for me, as my RM and customer care is clueless about it.

 

[Nitheesh]

I opened my account in August with 1 lakh IP. I haven't received any mails of downgrade. Are they looking for any specific pattern ?

 

[AritraSaha]

I was expecting some insights/examples....

ICICI is sending downgrade mail.

Let's see what happens to those who got the mail...🙂

 

[AritraSaha]

I opened my account in August with 1 lakh IP. I haven't received any mails of downgrade. Are they looking for any specific pattern ?

I opened my account in August with 1 lakh IP. I haven't received any mails of downgrade. Are they looking for any specific pattern ?

Maybe their are doing beta test of downgrade..

Before downloading all😄

 

[0xfallup]

Maybe their are doing beta test of downgrade..

Before downloading all😄

Accha . . .

 

[SpiesCan'tCatchMe]

And there's this account closure charges if we close the account within 1st year🥲

 

[SpiesCan'tCatchMe]

And there's this account closure charges if we close the account within 1st year🥲

Par mujhe kya mujhe to free leather pouch aur lifetime free coral rupay mil gaya ab email ayega tab ka tab dekhte hai

 

[WandereR]

And there's this account closure charges if we close the account within 1st year🥲

500 post 30 days before 1 year. I saw some post which said they convert to 0MAB if cc limit 2L

 

[SpiesCan'tCatchMe]

500 post 30 days before 1 year. I saw some post which said they convert to 0MAB if cc limit 2L

That's good news

 

[knight]

500 post 30 days before 1 year. I saw some post which said they convert to 0MAB if cc limit 2L

Can you share the link to that post?

 

[CardSeeker]

I Also Received the same mail on 23/10/2023

That's A Bummer 😃

 

[palen]

Those who recieved the email, what balance do you guys maintain?

 

[AritraSaha]

And there's this account closure charges if we close the account within 1st year🥲

Then maintain 25k for a year..🤭

 

[AritraSaha]

Par mujhe kya mujhe to free leather pouch aur lifetime free coral rupay mil gaya ab email ayega tab ka tab dekhte hai

 

[WandereR]

Can you share the link to that post?

Zero Balance savings account based on credit card?

Is it possible to get a savings account that has 10 or 20k minimum balance requirement as 0 balance account with the same bank in which i have a credit card with 5L For example i want icici bank account but will i able to get it based on my Amazon pay icici credit card whic has 4.6L limit ?

www.technofino.in

Zero Balance savings account based on credit card?

ICICI Privillage banking 0MAB can be availed if your CC limit is more than 2L Now this criteria is changed to 4L as per their website

www.technofino.in

Seems it will increase to 4L from the present 2L november onwards

 

[mgforce]

And there's this account closure charges if we close the account within 1st year🥲

Think Rs 500, I read somewhere.

But for one account which I closed after 8 months, which was having zero balance, no charges were cut and account was closed.

I had cited "lack of service support" as reason for closure - may be that's why 🙂

 

[Paras Jain]

Does the Wealth Debit Card become chargeable after downgrade? Anyone knows?

 

[shrewdoc]

Does the Wealth Debit Card become chargeable after downgrade? Anyone knows?

Ask customer care. This is the first wave of the downgrades from ICICI. Nobody knows anything.

 

[theflash]

Opened the account in August with 5L cheque and Have 2 fds worth 3L, they still sent a notice few days ago. This is even after buying WC insurance twice from my rm.

Contacted her and she insisted that I buy more ULIP bs so that my account won't be reviewed further, but no longer trust her.

Btw the email States that my new account will have mab of 25k but the product page says 1L. Can anyone confirm the same for me, as my RM and customer care is clueless about it.

Contacted My RM she told we'll handle your account won't be downgraded keep some balance currently so will add 1-2L for sometime but she told if you get any prior notice contact me... Let's see if she's really helpful then good otherwise will figure it out when I receive a notice....

 

[smz]

Any zero MAB variant (non salary) in ICICI similar to HDFC classic/preferred (keeping 1L/2L in normal account and getting upgraded to zero MAB) ? can't open BSBA, online 95K funding account, WM account. Metro location