Qatar airways website payment - Atlas or US credit card?

[anupam77]

I have $700+ USD payment to be made on Qatar airways for flight originating in US. Wondering whether to pay with Atlas (3.5% foreign currency fee or 1.5% Dynamic conversion charges) as it earns 5 miles or a US credit card which earns 1 mile per $ (no foreign transaction fee). Any thoughts?

 

[Half Human]

What did you decide finally? Also can you tell me something about the DCC? does the merchant charge any further invisible DCC from their end? (Chat GPT told so.. never had such an experience with any card). Also if doing via INR would it fet h the same base/accelerated points??

 

[anupam77]

I paid using US credit card as it had no foreign currency conversion fee. Paying thru Atlas would have got 5x miles, but would have to pay around 25$ extra. Depending on what you want to do with Atlas miles, paying with Atlas may be more lucrative.