Pre-approved and LTF ICICI RuPay Coral credit card

[iM23]

Just before a month, ICICI offered me first credit card which was pre-approved and LTF. It is HPCL coral credit card. And today I can see they are offering me Rupay Coral credit card pre-approved and LTF. I was surprised to see it. How can they offer another card within one month, that too pre-approved and LTF? Whatever, I want to get it. Should I go for it? And will my current limit will be shared?

 

[falcon007]

Virtual card is getting generated with shared limit of previous card instantly.

 

[Nishan11]

I have only 1 rupay CC tata neu. I was getting pre approved offer for LTF ICICI Coral rupay from many months, finally took it today through netbanking.
Already have ICICI AMAZON, SAPPHIRO (MC+AMEX) & PLATINUM.

Wanted 2nd Rupay CC & I have good limit in ICICI Cards,so took it.

 

[prab096]

i also have ICICi coral rupay credit card and I also completed the spending milestone (spend 2L and get 2000 reward points) last month and wanted to know when will the milestone benefit will get credited?

 

[djrocky]

Can someone point me to the benefits of this rupay credit card ?

 

[Manoj Pant]

I closed my previous ICICI CORAL RUPAY credit card because they deducted 500+ GST as annual fee. However ICICI returned my annual fee just after card closure. Now Joining Fee- NIL , Annual Fee- Nil offer is reflecting for Coral Rupay cc in IMobile app & I applied again. Will this card LTF ? Will they hit CIBIL for pre approved offer? When will I get Physical credit card?

 

[BeingIncog]

I closed my previous ICICI CORAL RUPAY credit card because they deducted 500+ GST as annual fee.

was it paid when applied?

 

[Manoj Pant]

was it paid when applied?

No Branch agent told me that it will be LTF, he also filled LTF in his form, but annual fee was deducted.

 

[iM23]

I closed my previous ICICI CORAL RUPAY credit card because they deducted 500+ GST as annual fee. However ICICI returned my annual fee just after card closure. Now Joining Fee- NIL , Annual Fee- Nil offer is reflecting for Coral Rupay cc in IMobile app & I applied again. Will this card LTF ? Will they hit CIBIL for pre approved offer? When will I get Physical credit card?

If iMobile is showing it as LTF, it will be LTF, don't worry.

And if you already have another ICICI card, then the limit will be shared and no CIBIL hit will happen (at least in my case it didn't happen).

 

[Abhishek012]

I closed my previous ICICI CORAL RUPAY credit card because they deducted 500+ GST as annual fee. However ICICI returned my annual fee just after card closure. Now Joining Fee- NIL , Annual Fee- Nil offer is reflecting for Coral Rupay cc in IMobile app & I applied again. Will this card LTF ? Will they hit CIBIL for pre approved offer? When will I get Physical credit card?

LTF card. No cibil hit.