Pre-approved and LTF ICICI RuPay Coral credit card

[iM23]

Just before a month, ICICI offered me first credit card which was pre-approved and LTF. It is HPCL coral credit card. And today I can see they are offering me Rupay Coral credit card pre-approved and LTF. I was surprised to see it. How can they offer another card within one month, that too pre-approved and LTF? Whatever, I want to get it. Should I go for it? And will my current limit will be shared?

 

[Googix]

Initially I asked for Coral LTF in ICICI twitter and got denied and so instead got Platinum Chip LTF without Cibil hit. Now within 2 weeks, i get pre-approved Coral LTF. Now i have 3 LTF cards from ICICI.

 

[romilq]

Initially I asked for Coral LTF in ICICI twitter and got denied and so instead got Platinum Chip LTF without Cibil hit. Now within 2 weeks, i get pre-approved Coral LTF. Now i have 3 LTF cards from ICICI.

I too got Amazon Pay and Platinum Chip through Twitter last week. Today I can see LTF Coral Rupay in mobile app. Is it virtual only or physcial card will be delivered ? I already generated the card.

 

[CosmicCat]

I too got Amazon Pay and Platinum Chip through Twitter last week. Today I can see LTF Coral Rupay in mobile app. Is it virtual only or physcial card will be delivered ? I already generated the card.

You'll receive the physical card too within a week.

 

[Googix]

I too got Amazon Pay and Platinum Chip through Twitter last week. Today I can see LTF Coral Rupay in mobile app. Is it virtual only or physcial card will be delivered ? I already generated the card.

Virtual card already activated. Got mail i will receive physical card too in a week.

 

[Sha03]

I got a message for pre approved ICICI Coral Rupay CC. Went and checked in app, cliked I confirm, virtual card generated in next second. No OTP nothing. So probably no CIBIL hit as well.

I just got a ICICI HPCL Coral card. Should I close it? Got it just for bank offers. Now I have a better card in ICICI (?)

 

[Sha03]

I mean, I applied for HPCL Coral (That was the only eligible card back then) as LTF just 2 weeks before. Now I got this. Really weird. I'm possibly just closing the HPCL card. But, should I or shouldn't?

 

[romilq]

I mean, I applied for HPCL Coral (That was the only eligible card back then) as LTF just 2 weeks before. Now I got this. Really weird. I'm possibly just closing the HPCL card. But, should I or shouldn't?

If LTF then keep it. No harm. You can use it for ICICI offers. Sometimes one offer can only be used on a card once. In that case other card will be useful.

 

[drsel]

If LTF then keep it. No harm. You can use it for ICICI offers. Sometimes one offer can only be used on a card once. In that case other card will be useful.

I also have this coral rupay card lifetime free showing on the app but I emailed customer care to apply for Sapphiro lifetime free
so I am waiting for that reply and then I will choose the coral rupay lifetime free

 

[Sunil R]

I also have this coral rupay card lifetime free showing on the app but I emailed customer care to apply for Sapphiro lifetime free
so I am waiting for that reply and then I will choose the coral rupay lifetime free

update here if this works for u

 

[sanzz]

I also have this coral rupay card lifetime free showing on the app but I emailed customer care to apply for Sapphiro lifetime free
so I am waiting for that reply and then I will choose the coral rupay lifetime free

Same story ..my RM applied for LTF Sapphiro. He said is pre approved and will get in a week . On the imobile app I see Coral Rupay LTF , will avail once the Sapphiro is received. I also have Coral Visa one as LTF .. will apply only for railway lounge access. I have IDFC Wealth as well.
One question, even since RM applied for Sapphiro (CIBIL hit) I started getting calls for Coral ltf upgrade to Rubyx as LTF from the Mumbai icici sales . I was thinking once I get the Sapphiro and coral rupay , I'll take the upgrade if they still offer .. any thoughts? Or the offer will be withdrawn given I got Sapphiro ltf.

 

[drsel]

Same story ..my RM applied for LTF Sapphiro. He said is pre approved and will get in a week . On the imobile app I see Coral Rupay LTF , will avail once the Sapphiro is received. I also have Coral Visa one as LTF .. will apply only for railway lounge access. I have IDFC Wealth as well.
One question, even since RM applied for Sapphiro (CIBIL hit) I started getting calls for Coral ltf upgrade to Rubyx as LTF from the Mumbai icici sales . I was thinking once I get the Sapphiro and coral rupay , I'll take the upgrade if they still offer .. any thoughts? Or the offer will be withdrawn given I got Sapphiro ltf.

Study the reviews of both and compare them.

 

[knockoffaxis101]

Initially I asked for Coral LTF in ICICI twitter and got denied and so instead got Platinum Chip LTF without Cibil hit. Now within 2 weeks, i get pre-approved Coral LTF. Now i have 3 LTF cards from ICICI.

Did you have any a/c in icici or just cc ? I got Amazon pay cc 4 months before and Received Platinum cc by X method ~20 days ago.

But got no offer for coral rupay or anything...

 

[Googix]

Did you have any a/c in icici or just cc ? I got Amazon pay cc 4 months before and Received Platinum cc by X method ~20 days ago.

But got no offer for coral rupay or anything...

Don't have any account. Found it in app as pre approved.

 

[romilq]

Did you have any a/c in icici or just cc ? I got Amazon pay cc 4 months before and Received Platinum cc by X method ~20 days ago.

But got no offer for coral rupay or anything...

I also got all 3 cards in just 10 days. First Amazon Pay generated instantly. Then next day Platinum Chip through X. And then next week after that pre-approved Coral Rupay in mobile app. Wait for some time more.

 

[knockoffaxis101]

Don't have any account. Found it in app as pre approved.

I also got all 3 cards in just 10 days. First Amazon Pay generated instantly. Then next day Platinum Chip through X. And then next week after that pre-approved Coral Rupay in mobile app. Wait for some time more.

Any chance.. customer care gonna help.

 

[sparkit]

Initially I asked for Coral LTF in ICICI twitter and got denied and so instead got Platinum Chip LTF without Cibil hit. Now within 2 weeks, i get pre-approved Coral LTF. Now i have 3 LTF cards from ICICI.

How long do you have account with them? How much we have to maintain in the bank account to get pre approved for credit cards?

 

[romilq]

Any chance.. customer care gonna help.

I don’t know. You can try. Also do one small transaction on both cards. That may trigger it.

 

[That_average_guy]

Are we getting a CIBIL hit when we get this pre approved coral rupay card along with existing card limit sharing/

 

[Shubham Yadav]

Are we getting a CIBIL hit when we get this pre approved coral rupay card along with existing card limit sharing/

N o o

 

[Sunil R]

Are we getting a CIBIL hit when we get this pre approved coral rupay card along with existing card limit sharing/

no bro .