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Platforms to check Credit Score for free

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

StanRoute66

TF Ace
VIP Lounge
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

  1. OneScore - CIBIL + Experian (Once a Month)
  2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
  3. BankBazaar - Don't even think about it (Trust me , just don't)
  4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
  5. Bajaj Finserv- CIBIL (Once a Month) Link
  6. Kotak Bank - Experian (Once a Quarter)
  7. CRED - CRIF + Experian (Once a Month)
  8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
  9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
  10. Freecharge - CIBIL (Once a Quarter)
  11. Wishfin - CIBIL (Once a Month) Link
  12. IIFL - CIBIL (Whenever You want) Link
  13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
  14. CreditMantri - Equifax (Once a Month) Link
  15. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
  16. Bank Karo - CRIF (Once a month) Link
  17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
  18. INDMoney App - Experian (Once a Month)
  19. BharatPe - Experian (Once a month)
  20. KhataBook - Experian (Once a month)
  21. MyMoneyKarma - Equifax (Once a Month) - Link
  22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
  23. Airtel Thanks App - CRIF for some (CIBIL Discontinued)
  24. GPay App - CIBIL (Once a Month)
  25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
  26. Fit.Credit App - CRIF (Once in 45 Days)
  27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
  28. Moneycontrol - CRIF (Once a Month) Link
  29. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued
  1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
  2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
  3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
  4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
  5. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month) [Currently Discontinued]
  6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
 
Last edited:

saucy

TF Ace
already in the list
Also with mentioning - you can get 1 free cibil report from cibil itself -- download the app.

Benefits - you will also start to get notifications whenever there's s a "change" to your cibil report, FOR FREE.
Now, most of your will already know what's causing the change - plus if you select 4-5 platforms from the list here, and set a particular week for each report -- you will essentially get free cibil reports EVERY WEEK!
 

Anil_Singh

TF Ace
Yes don't delete that password SMS otherwise you will not be able to open report and need to wait for next refresh for a month if you are using only sbi homeloan website.
You can fill details again on site and it will generate old credit report and a new pin will be sent again.
 
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Once a month) Link
7. Bajaj Finserv- CIBIL (Once a Month) Link
8. Kotak Bank - Experian (Once a Quarter)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Indialends - CIBIL (Once a month) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
21. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. INDMoney App - Experian (Once a Month)
26. BharatPe - Experian (Once a month)
27. KhataBook - Experian (Once a month)
28. MyMoneyKarma - Equifax (Once a Month) - Link
29. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
30. Airtel Thanks App - CIBIL (Homepage , Not confirmed about the Frequency)
31. GPay App - CIBIL (Once a Month)
32. Poonawalla Fincorp - CIBIL (Whenever You want) Link
33. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Bajaj Finserv link is not working. Instead of this Bajaj Marketplace is showing the report from Cibil
 

Strange

TF Legend
Axis Mobile app now providing free experian report 😂
Open app-click more-click my money-scroll down....
First Kotak now Axis. Experian is providing free score itself but still banks want to provide this score from their side.
 

Strange

TF Legend
Axis Mobile app now providing free experian report 😂
Open app-click more-click my money-scroll down....
SORRY FOR THE INCONVENIENCE! YOUR CREDIT SCORE IS NOT AVAILABLE BECAUSE OF MANDATORY FIELD MISSING- FIRST NAME. PLEASE UPDATE IT IN THE AXIS MOBILE APP AND RETRY.
 

CC-Muncher

TF Ace
VIP Lounge
Now you can check your CIBIL score for free on gPay. I personally found it very neat and well-designed.
Cred shows CRIF and Experian, CIBIL will be 3rd one to keep tapping on your credit score without getting spam calls (from paisabazar etc.)
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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