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PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

Those above 1.5L credit card limit on HDFC may be eligible for Ultimo. It was the same rule for Tata Neu Plus vs Infinity

It's not about NTB or ETB but credit limit above or below 1.5L. Above 1.5L may get Ultimo, below 1.5L may get Uno. As first card or additional is as per HDFC's discretion/approval policy
In my case that seems to be a MYTH
I had 4L when i applied for TNI but got only TN+
 
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