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PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

Today, at 3am, PhonePe App has permitted me to apply HDFC Phonepe 1499/- card.

Completed form filling and PAN verification. Number generated.

See the SS.

App says do eKYC/VKYC. Opted for eKYC. OTP approval for Aadhaar done, then HDFC LOGIN credentials verified - being HDFC SB Customer.

Form finally accepted by HDFC and a number generated. Asked me to wait for 3-4 days for the final decision.

Waiting at the card approval n generation stage.
you should hide the application number sire!
 
I am bloody optimistic (sanguine) that HDFC will NOT Approve it.

In the last 3 years, nothing changed much - either in my CIBIL score or in my income levels or any other metrics.

So, when they (HDFC) did not give even a co-branded Swiggy card to me, or even the most unwanted basic card - in the last 3 years - I see no reason why their stupid Chennai office will give now - notwithstanding it is a PhonePe co-branded one.

On the flip side, my age is now 65 and I have 15-20 CCs. CIBIL is hovering around 798-804 range.

Unless HDFC is really feeling the heat from SBI-PhonePe and are really desperate, they should decline my form.

I am not exactly excited nor too hopeful. But, let's see.
 
I am bloody optimistic (sanguine) that HDFC will NOT Approve it.

In the last 3 years, nothing changed much - either in my CIBIL score or in my income levels or any other metrics.

So, when they (HDFC) did not give even a co-branded Swiggy card to me, or even the most unwanted basic card - in the last 3 years - I see no reason why their stupid Chennai office will give now - notwithstanding it is a PhonePe co-branded one.

On the flip side, my age is now 65 and I have 15-20 CCs. CIBIL is hovering around 798-804 range.

Unless HDFC is really feeling the heat from SBI-PhonePe and are really desperate, they should decline my form.

I am not exactly excited nor too hopeful. But, let's see.
HDFC is HDFC....you are Playing Fantastic 😍
All the best, Now it's a matter of... everyone curiosity...
 
If 3l is the key 🗝️, Infin = MB, many would have got it 👍 ✅
Yes I understand I stuck in regalia gold with 449000 limit
I aimed for Tata Neu Infinity LTF with 3.5L :partyface:
But they given me only Tata Neu Plus LTF:exploding-head:
So no MERCY for me too
Let’s make our ITR to 1c and make hdfc visit our home and give infinia 😉
 
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