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PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

Today, at 3am, PhonePe App has permitted me to apply HDFC Phonepe 1499/- card.

Completed form filling and PAN verification. Number generated.

See the SS.

App says do eKYC/VKYC. Opted for eKYC. OTP approval for Aadhaar done, then HDFC LOGIN credentials verified - being HDFC SB Customer.

Form finally accepted by HDFC and a number generated. Asked me to wait for 3-4 days for the final decision.

Waiting at the card approval n generation stage.
you should hide the application number sire!
 
I am bloody optimistic (sanguine) that HDFC will NOT Approve it.

In the last 3 years, nothing changed much - either in my CIBIL score or in my income levels or any other metrics.

So, when they (HDFC) did not give even a co-branded Swiggy card to me, or even the most unwanted basic card - in the last 3 years - I see no reason why their stupid Chennai office will give now - notwithstanding it is a PhonePe co-branded one.

On the flip side, my age is now 65 and I have 15-20 CCs. CIBIL is hovering around 798-804 range.

Unless HDFC is really feeling the heat from SBI-PhonePe and are really desperate, they should decline my form.

I am not exactly excited nor too hopeful. But, let's see.
 
I am bloody optimistic (sanguine) that HDFC will NOT Approve it.

In the last 3 years, nothing changed much - either in my CIBIL score or in my income levels or any other metrics.

So, when they (HDFC) did not give even a co-branded Swiggy card to me, or even the most unwanted basic card - in the last 3 years - I see no reason why their stupid Chennai office will give now - notwithstanding it is a PhonePe co-branded one.

On the flip side, my age is now 65 and I have 15-20 CCs. CIBIL is hovering around 798-804 range.

Unless HDFC is really feeling the heat from SBI-PhonePe and are really desperate, they should decline my form.

I am not exactly excited nor too hopeful. But, let's see.
HDFC is HDFC....you are Playing Fantastic 😍
All the best, Now it's a matter of... everyone curiosity...
 
If 3l is the key 🗝️, Infin = MB, many would have got it 👍 ✅
Yes I understand I stuck in regalia gold with 449000 limit
I aimed for Tata Neu Infinity LTF with 3.5L :partyface:
But they given me only Tata Neu Plus LTF:exploding-head:
So no MERCY for me too
Let’s make our ITR to 1c and make hdfc visit our home and give infinia 😉
 
Which credit card to use for income tax payment I need to pay approx 26k as income tax. Please let me know. .I have amazon ICICI and au zenith plus and yes marquee credit card please let me know which one should I use
 
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