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PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

I am bloody optimistic (sanguine) that HDFC will NOT Approve it.

In the last 3 years, nothing changed much - either in my CIBIL score or in my income levels or any other metrics.

So, when they (HDFC) did not give even a co-branded Swiggy card to me, or even the most unwanted basic card - in the last 3 years - I see no reason why their stupid Chennai office will give now - notwithstanding it is a PhonePe co-branded one.

On the flip side, my age is now 65 and I have 15-20 CCs. CIBIL is hovering around 798-804 range.

Unless HDFC is really feeling the heat from SBI-PhonePe and are really desperate, they should decline my form.

I am not exactly excited nor too hopeful. But, let's see.

Today got an email/SMS ALERT from HDFC. Saying that the application is ON HOLD for want of KYC details/dox.

They stated a factually incorrect fact.

My HDFC SBMax is FULLY KYC Compliant. Even my HDFC APP says so. PAN n AADHAAR verified via OTP when applying.

What is missing then ?

HDFC's stupid Chennai Office did not disappoint me. They continue to function incoherently n totally unconnected.

The best part - they DID NOT ask me to submit anything or DO anything. No mention of any email-id to subit or mail them to their notorious Chennai Office or hand them over in any nearest branch or some chap will come to collect them in my house.

Strange way to launch a co-branded card.

Many small SFBs did a much better job than this.
 
Today got an email/SMS ALERT from HDFC. Saying that the application is ON HOLD for want of KYC details/dox.

They stated a factually incorrect fact.

My HDFC SBMax is FULLY KYC Compliant. Even my HDFC APP says so. PAN n AADHAAR verified via OTP when applying.

What is missing then ?

HDFC's stupid Chennai Office did not disappoint me. They continue to function incoherently n totally unconnected.

The best part - they DID NOT ask me to submit anything or DO anything. No mention of any email-id to subit or mail them to their notorious Chennai Office or hand them over in any nearest branch or some chap will come to collect them in my house.

Strange way to launch a co-branded card.

Many small SFBs did a much better job than this.
Nearly 50 days back, I sent attested copies to their Chennai office for LE & upgradation. Since then they have been playing offline-online drama😕 Even, I wrote to the grievance dept but it's time has been extended twice.
Recently, have applied for SBI Phonepe Black & got it.
 
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