I have been using my other cc like sbi, axis ,icici,bob, rbl and keeping my overall utilisation ratio below 15%. But still till today i haven't received any pre approved offers from their end .. i did one mistake i.e i have clicked for fb based filled my account number verified but didn't paid the fd amount and its still pending. From that time i have seen fd offers only no pre approved .. is there a way to get unsecured ? Because for metal i have to do atleast 50k fd 😞