OneCard: Limit Enhancement possibilities and duration for the same?

[akshayhs]

I was just wondering if anyone with a OneCard has received a limit enhancement on their card, and if they have, how long did it take to get your limit increased?

It can be any financing partner. And also, please share your experience only if you have received an unsecured card.

 

[TheTrickySid]

I was just wondering if anyone with a OneCard has received a limit enhancement on their card, and if they have, how long did it take to get your limit increased?

It can be any financing partner. And also, please share your experience only if you have received an unsecured card.

It might take around a year

I might vary according to usage.

 

[aswinsegu]

I got 3 limits enhancements in span of 2 years
79 K -> 135 K -> 175 K -> 500 K

 

[Batmanbaba]

If you have one card lite...... You wil get nothing.... No enhancement.... No upgrade to one card unsecured..... I closed my account two days ago..... Due to this after getting confirmation from customer care

 

[ARV]

I got 3 limits enhancements in span of 2 years
79 K -> 135 K -> 175 K -> 500 K

Hey, what was the interval of increase, who is the banking partner and what was your average spending %.

 

[aswinsegu]

Hey, what was the interval of increase, who is the banking partner and what was your average spending %.

I got 3 limits enhancements in span of 2 years
79 K -> Sept 2020 (Issuance)
135 K -> Feb 2021
175 K -> Sept 2021
500 K -> May 2022

 

[ARV]

I got 3 limits enhancements in span of 2 years
79 K -> Sept 2020 (Issuance)
135 K -> Feb 2021
175 K -> Sept 2021
500 K -> May 2022

Thanks for the info

 

[thirdworldfish]

180K when it was issued in 2020
500K when I switched to BOB this year

 

[rjsudeep]

I got two limit enhancements initially but nothing after that.
60k starting, 85k and 1.15L

 

[aswinsegu]

I got 3 limits enhancements in span of 2 years
79 K -> Sept 2020 (Issuance)
135 K -> Feb 2021
175 K -> Sept 2021
500 K -> May 2022

Got another Limit Enhancement, even with very low spends on the card
700 K -> Oct 2022

 

[Strange]

Got another Limit Enhancement, even with very low spends on the card
700 K -> Oct 2022

Who is your baking partner of OneCard?

 

[aswinsegu]

Who is your baking partner of OneCard?

BoB Financial

 

[Slayer]

BoB Financial

How to switch partners?

 

[aswinsegu]

How to switch partners?

I got option to switch from IDFC First to BoB with some bonus rewards as well, So took the same.
Not sure if you can request bank partner switching with OneCard customer care, do try and let us know

But this will hit CIBIL as closure of a CC and opening another CC

 

[Slayer]

I got option to switch from IDFC First to BoB with some bonus rewards as well, So took the same.
Not sure if you can request bank partner switching with OneCard customer care, do try and let us know

But this will hit CIBIL as closure of a CC and opening another CC

5 enquiries last month, score went up from 766 to 768 🤌 🤌

 

[RajuBhai808]

Hello Sir, kindly update, I have one card but limit is very low from 2years, i have Bob other 2 cards with high limit but paid variant. And I received OneCard upgrade and this one is from Bob but no limit increase, i email to OneCard they said increase by partner bank only. Now my question is that should I have to Close 2 card? Because Bob can't give me increase if i have 3 cards. 1 by OneCard with bob partner and 2 by Bob itself. Kindly suggest me ??

 

[RajuBhai808]

Kindly Reply Sir

 

[akshayhs]

Hello Sir, kindly update, I have one card but limit is very low from 2years, i have Bob other 2 cards with high limit but paid variant. And I received OneCard upgrade and this one is from Bob but no limit increase, i email to OneCard they said increase by partner bank only. Now my question is that should I have to Close 2 card? Because Bob can't give me increase if i have 3 cards. 1 by OneCard with bob partner and 2 by Bob itself. Kindly suggest me ??

I have no idea on this. Sorry.

But, if your two BoB cards are better in terms of rewards/returns compared to OneCard, then I see no reason to keep the OneCard or vice-versa. I am keeping my OneCard because its my first credit card and its contributing to my credit history as the oldest account.

 

[RajuBhai808]

I have no idea on this. Sorry.

But, if your two BoB cards are better in terms of rewards/returns compared to OneCard, then I see no reason to keep the OneCard or vice-versa. I am keeping my OneCard because its my first credit card and its contributing to my credit history as the oldest account.

Thanks someone Replied
I have other cards with good limit. OneCard is also oldest card in my card collection. But i have 1 main reason for keeping OneCard by Bob is forex markup charge are lowest as per other cards and it's lifetime free. My 2 other bob cards are paid variants. Thats why asking suggestion and guidance

 

[Strange]

Thanks someone Replied
I have other cards with good limit. OneCard is also oldest card in my card collection. But i have 1 main reason for keeping OneCard by Bob is forex markup charge are lowest as per other cards and it's lifetime free. My 2 other bob cards are paid variants. Thats why asking suggestion and guidance

How did you get 2 Bob cards?