LE on ICICI Mar 2023 Holi Edition

[Nemesis]

Got LE on my Apay and Rubxy today... Check yours!!

 

[sshaik333]

you must be using you cc alot.

noo only 500 to 1000 on both cards

 

[techhdate]

got 50k as limit enhancement..as a experiment thinking of stop using apay for the next 3 months and see what happens

 

[Md Kaif]

my limit got increased from 1lakh to 2.4 lakh. card is just 4 months old. usage was more or less upto 10% of total limit

 

[Rahul Gupta]

got 50k as limit enhancement..as a experiment thinking of stop using apay for the next 3 months and see what happens

Use high limit one time and low limits regularly for best LEs.

 

[Dr-green69]

Use high limit one time and low limits regularly for best LEs.

Can u please elaborate?

 

[Rahul Gupta]

Can u please elaborate?

Use 50-60% limit one time then use like below 10% from next cycle.

 

[Wealth is my birth right!]

got 50k as limit enhancement..as a experiment thinking of stop using apay for the next 3 months and see what happens

Already did the same
I turned off pos let me see after 2 months

 

[Walter White]

ICICI has a weird logic. Used card regularly for 3 years and didn't get any enhancement on credit limit. Stopped using and suddenly they increased limit from 84,000 to 600,000 in past 1.5 years. 🤣

 

[Sajid]

No luck on my Apay card..will an email with LE request along with payslip result in cibil enquiry?

yes , icici does a cibil enquiry in manual LE.

 

[Sajid]

ICICI has a weird logic. Used card regularly for 3 years and didn't get any enhancement on credit limit. Stopped using and suddenly they increased limit from 84,000 to 600,000 in past 1.5 years. 🤣

Wow almost 7x

 

[anirban.choudhury]

No luck on my Apay card..will an email with LE request along with payslip result in cibil enquiry?

Yes there will be Cibil hit

 

[anirban.choudhury]

Icici LE is mostly for 0 usage . I took icici card in 2016 , and total spend in 7 years has been some 30 to 40k . My limit was 60k at inception and current limit is 36 Lakhs

 

[Slayer]

Funny thing is that I did not get any CL increase offer in-app on Tuesday or Wednesday but when i checked right now

I got the option for LE

Have this since Sep/Oct 2021 had request manual LE via mail last year during Oct and it went from 2.2 to 3.2 and now this

Had stopped spending on the card after getting Cashback except having one 12 month No Cost EMI tenure (office colleague bought a laptop) from Oct

 

[husainbhab]

LE in DEC 1.5 to 4.5
LE in MAR 4.5 to 4.6

 

[vip3rc5]

No LE for me. I think that's because I can't even use 10% of my 4.9 Lakh Limit 😂.

 

[Walter White]

Just ICICI Bank things 😜

 

[anirban.choudhury]

Just ICICI Bank things 😜

This is wonderful

 

[vn_1]

My apay card limit increased from 1.20 lakhs to 4.20 lakhs😍😍

What is approximate usage? People are huge enhancements on apay cards. Is this based on usage or they do it randomly?

 

[Dr-green69]

No LE for me. I think that's because I can't even use 10% of my 4.9 Lakh Limit 😂.

same her i received LE in nov and n

What is approximate usage? People are huge enhancements on apay cards. Is this based on usage or they do it randomly?

I received LE in nov 80k to 420k at that time i had 3 different emi going on my card which was 80% of my total limit. I cleared all emi in dec and i didn't receive any LE this time. I haven't used my card more than 5k since dec

 

[Slayer]

I received LE in nov 80k to 420k at that time i had 3 different emi going on my card which was 80% of my total limit. I cleared all emi in dec and i didn't receive any LE this time. I haven't used my card more than 5k since dec

I think it is more related to other consumer products like no cost emis and convert transactions to EMIs which ICICI is targeting for it's LE rollout