Latest working methods to pay credit card bill from debit cards

[sm9811911]

Most of you know the debit cards which are useful, but it’s difficult to keep track of which platforms to use, how to use because of devaluations/ limits.
I had written down current working methods for my personal use but thought of sharing with the community. Will appreciate any feedback. So here goes:

1) RBL signature plus dc: sbi unipay
1b) RBL Enterprise dc: sbi unipay
2) HDFC PLATINUM debit card: can be used on hdfc bill pay and sbi unipay
3)HDFC Millennia debit card: can be used to load Amazon/Mobikwik wallets for 1%. Can use hdfc bill pay or sbi unipay for 2.5%
4) indus visa signature, visa platinum and mastercard world : Use paytm and cred (Dreamplug Paytech merchant) for visa variants. Sbi unipay and Cheq(not working for most) for mastercard variant.
5) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi.
6) IDFC Debit cards: Pay cc bill using sbi unipay.
7) Axis Liberty dc : pay cc through sbi unipay for qtly voucher. Can use upi as well anywhere; no exclusions using upi. Bonus tip: Use axis gyftr portal / amazon to buy amazon gv from Liberty dc for weekend cashback.
8) Citi Priority on sbi unipay

SBI Unipay is working for most, some are reporting failures. Try with small amount first.

Update: Alternative to SBI unipay: ‘Airtel’ and ‘Sriram one’ app (but they only have bbps cc)

Update 2: P B R G and thomasjackson mentioned even Dhani Pay has utility MCC (so an alternative to SBI Unipay). Non-BBPS cc can be paid. But KYC required. (havent tried myself)

Update 3: Full details with calculations on rewards added here: https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-634404

Update 4: SBI dc rewards update from 1st May. Details here
https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-643329

AU bank and standard chartered bank dc: see here https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178/

 

[liza10o]

I paid credit card bill from Amazon pay but it is not reflecting in my card .
How many does it takes to reflect in credit card account?

Using bill desk?

 

[jeevanreddy58]

I paid icici bill on hdfc bill pay on 1st May. It's not still credited. I paid axis bills on the same day it was credited instantly. Anyone paid icici bill on 1st or 2nd May and credited?

2nd may.. not credited yet.. due date is 5th
It will be done. No worries..
Update : Credited on 6th Evening.. date shown in un billed is 2nd

 

[ankurarora898]

paid through sbi unipay few mins back,amount already credited, axis bill.

 

[praful47]

Using bill desk?

Yes bill desk

 

[liza10o]

Hey

Get indusind visa select and pay using Paytm

No new debit card is showing on the app for upgrade, how else to get visa variant? Is it chargeable?

 

[liza10o]

@liza10o Depends on bill amount. Lower the bill amount better it is to pay using sbi unipay and hdfc plat dc

A lot of payment failure n money stuck threads for unipay using hdfc plat, is the portal reliable? To get 1% cb

 

[sm9811911]

A lot of payment failure n money stuck threads for unipay using hdfc plat, is the portal reliable? To get 1% cb

Yea. Improved now

 

[Sriim]

No new debit card is showing on the app for upgrade, how else to get visa variant? Is it chargeable?

Indus app --> apply now --> debit card --> debit card --> signature select

No extra charges

 

[AllThatStuff]

Can anyone suggest how to pay PNB & OneCard bills…apart from Paytm & CRED ??
@sm9811911

 

[AllThatStuff]

A lot of payment failure n money stuck threads for unipay using hdfc plat, is the portal reliable? To get 1% cb

Amount below 50k are going through smoothly…a general observation!!

 

[P B R G]

@sm9811911 is there any debit card which gives reward points on Mobikwik? I don't see Mobikwik listed by anyone in any of the threads.

 

[sm9811911]

@sm9811911 is there any debit card which gives reward points on Mobikwik? I don't see Mobikwik listed by anyone in any of the threads.

Hdfc Millennia dc doing mobikwik wallet load

 

[sm9811911]

Can anyone suggest how to pay PNB & OneCard bills…apart from Paytm & CRED ??
@sm9811911

I have no idea about these. Ask in the technofino thread:
Thread 'Best Debit Card For Credit Card Bill Payment 2024' https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178/

 

[jack333]

Can anyone suggest how to pay PNB & OneCard bills…apart from Paytm & CRED ??
@sm9811911

PNB is available on cheq also. So you can use Indus dc's to pay on these three platforms

 

[P B R G]

Hdfc Millennia dc doing mobikwik wallet load

Not talking about wallet. For CC bill pay using DC

 

[AllThatStuff]

PNB is available on cheq also. So you can use Indus dc's to pay on these three platforms

I have already completed the quota of MC DC card 😐😑 !!

 

[jack333]

I have already completed the quota of MC DC card 😐😑 !!

Then use visa on paytm or cred

 

[AllThatStuff]

Then use visa on paytm or cred

Last month Paytm & CRED was hit & miss…gave points for few and missed for few !!

 

[jack333]

Last month Paytm & CRED was hit & miss…gave points for few and missed for few !!

Use paytm. It always gives. Cred gives for only dreamplug paytech merchant name

 

[Vasuki]

Yes, annual voucher of 5k.

Try -

1) SBI unipay (dnt use at night) and first time try Rs100, then 1k, 5k, 10k or max 20k per transaction, do multiple transactions.

2) Sri ram one app

3) Airtel app

4) Dhanipay app but kyc required, almost all cc bill payment available.

RBL Signature+ DC world's Best debit card ever for credit card bill payment, 2% Cashback.

Bacho ko RBL dila k Gumrah krta hua
Rupay ka promoter
@ashwink