Kotak Zen Signature & IOCL Credit Card as LTF

[veeru]

Today I received a call from Kotak Credit card department & informed me that i am eligible for Zen Signature & IOCL Credit cards as LTF without any documentation but in my net banking it is showing i am eligible for these 2 cards but mentioned about LTF. Does anyone applied & received under LTF any of these cards after RBI ban Lift (after April 2025)? Can i trust the agent words & apply for the card to get it as LTF?

 

[Shubham Yadav]

Don't trust agent word. You must have written mail or screenshot something like to back your LTF claim

 

[helloworld]

received a call from Kotak Credit card department & informed me that i am eligible for Zen Signature & IOCL Credit cards as LTF without any documentation

but in my net banking it is showing i am eligible for these 2 cards but mentioned about LTF

all good right? whats the issue?

 

[VISION]

Today I received a call from Kotak Credit card department & informed me that i am eligible for Zen Signature & IOCL Credit cards as LTF without any documentation but in my net banking it is showing i am eligible for these 2 cards but mentioned about LTF. Does anyone applied & received under LTF any of these cards after RBI ban Lift (after April 2025)? Can i trust the agent words & apply for the card to get it as LTF?

what u c in net banking if final.. if u c ltf then it is lft or else paid even if the customer care say it is ltf don't believe and ask for email confirmation.

 

[veeru]

Last week I approached branch to check LTF offer on my pre-approved cards(IOCL & Zen signature) & they confirmed it is LTF. while applying from their end they applied some promocode to make it LTF. after entering code, the fee( joining & annual) became 0. i attached the screen shot of the application which shows zero fee. i applied for zen signure. pre-approved. no documentation. yesterday i recieved the card. they said it is for existing customers only.