Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck.
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Kotak White Credit Card being offered at Life Time Free
- Thread starter Subhankar
- Start date
I think this fee code swap trick was a bug and they have patched it now. Only FYF code 100 is working now. LTF code 101 is not showing zero in joining and annual fee. Sadly the party got over too soon. But friends please don't give sad response to my comment as I had no role in getting this patched 😀
That weird.. kyc you said is also done for your brother so may be kotak don't want to process ltf anymore cause of this bug. Cause normally under 1 day approval message come up as per the post In this thread.
Yes, but people did get it LTF after my application was processed and got approved. Let’s hope it does get approved. 🤞🙁
Yeah I do hope but then don't worry we 3 amigos also waiting for a update and myself posted a template why don't you send a email to kotak and get a answer for the delay.
No call received nor any missed fom Kotak bank.
Sending right away. Thanks for the template 🙏🙌
I tried calling CC and checking if they will agree to White LTF or not for an existing customer. According to them, only 1 Kotak Card is allowed and if you close the current card then I have to wait for 6 months for the new application. At that time LTF decision is on the Bank
I'm also NTB, applied on Monday evening and the card was approved soon after KYC. It was issued LTF, no income documents were required, card was delivered today in less than 48 hrs after application. This is going to be my only credit card which will earn no reward points as I am unlikely to spend >2L in a yr.
Call the customer service repeatedly until you speak with someone who has the necessary knowledge.
I applied when the offer was there and only vkyc remaining due to pan i am not having will the application be considering 0 fee as cibil and all is already hit
Only you can tell us then, complete your vkcy and do let us know.
What is the way to check the fees
Untill your vkyc isn't complete you probably won't receive any application form the. If you're nbt it should be ltf
knight
TF Ace
No way before vKYC..
After vKYC you'll get application form.
For some people above, Kotak support was not able to track applications properly before vKYC.
There's nothing left to lose now.. you've already got the enquiry.
Better to get a nice card with your name on it. Drop an email to kotak once the application is approved to confirm LTF status...It it doesn't work out, just don't activate it.
@vaibhav111 Today I received call from My Local Branch and they told that their Online application is different from Offline application and details of Online Application are not shown to them. So to Proceed further with Physical KYC they need to again form my Application. Should I proceed with this or not??
If that's the thing! There are a few things to consider. Do you hold a Kotak A/C with Kotak Bank? If yes, which variant do you think you have? If you had held one, then no VKYC would have taken place. So, you don't hold an account with Kotak like me. Therefore, I think the white card would be chargeable, and they won't provide us with an unconditional LTF (Lifetime Free) Kotak white card. but why don't use ask your local branch this or if it nearby go and ask cause another cibil inquiry on this new application through offline?
let ask them to delete our application id and would apply some other time and if possible remove cibil inquiry. for me i didn't any call from kotak yet.
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