Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[bigbyte]

how did you check the Credit limit? it's been more than 2-3 days & no further info after approval over SMS as of now.

After 3-4 days of card approval you can get last 4 digits of card either via SMS or once you try linking with any UPI app.
Once you have last 4 digits you can activate it on BoB card app and see all details.

 

[jetesh]

After 3-4 days of card approval you can get last 4 digits of card either via SMS or once you try linking with any UPI app.
Once you have last 4 digits you can activate it on BoB card app and see all details.

add rupay card in your paytm account and use it immediately.

 

[insight]

My eterna credit card application experience:-

Tried to do C2C with Branch agent, they refused to do C2C for eterna but were ready to do it for easy,select & premier card.

So applied online on 1st April 2024. Except Eterna, all three cards ( Easy, Select & Premier ) shown as LTF. But I still chose paid Eterna as I can fulfill criteria of getting joining fees reversed & annual fees too. Will try for LTF too because of my NRV with bank.

Back to application process, selected salaried. Filled personal & professional details. State government officer at Chhattisgarh secretariat.

There was option to select option if you have saving account with Bob, I selected No. Then it showed option to enter other bank credit card details & limit. I mentioned my Axis Atlas with 10 L limit.

Then esigned application. Uploaded my photo, PAN, Adhar.
In income documents option, I uploaded Axis Atlas one month statement. Make one pdf containing credit card statement, front & back of credit card ( mask CVV ).


After this , No Vkyc. Just got application number.

Sent them mail for Vkyc link on same day, got reply on 2nd April evening that it's completed & asked me to wait for update.

On 3rd April got call from verification agent, he visited my home & office. He was nice & polite. Took selfie with me in home to upload in tab. Took picture of home building & office building from outside. Always try to crosscheck details filled by agent in tab. In hurry they can do mistakes.

Today 5th April evening, got message that card is approved & will dispatch shortly. Checked tracker, it's also showing approved now.

That's story so far. Will add details about card limit & other things after delivery. 😊

@SSV @Venky

I need to replicate some of this.

Thanks for the detailed steps and insights.

Most people here need to learn to give clear detailed steps in one block instead of one line answers across 10 replies.