Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[4uziaul]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

Short answer no. 🤭

Applying for BOB cards is like playing Russian Roulette. Even if they initially ask for only the card statement during the application, later they'll email you and request every document. 🤭 So, if you're not ready to share your income documents, it's better to skip their cards. 😁

 

[imdjay]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

BOB Eterna. Mine was approved without any income proof.
But Bhagwan Bharose. can't be said the same for others. My most of the cards are approved without any income proof.

Try applying based on C2C if they allow. if it worked then well and good else the downside is just a single CIBIL hit.

 

[James]

Do

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

Don't you have bank statements?

 

[VibhavBilgoji]

BOB Eterna. Mine was approved without any income proof.
But Bhagwan Bharose. can't be said the same for others. My most of the cards are approved without any income proof.

Try applying based on C2C if they allow. if it worked then well and good else the downside is just a single CIBIL hit.

i haven't used my income documents for any of my 12 credit cards. so yeah i dont wanna use it for this aswell

i haven't used my income documents for any of my 12 credit cards. so yeah i dont wanna use it for this aswell

 

[RAMESH BABU N]

On the lighter side...

What's your next demand ?
CC without PAN n CIBIL.

 

[D₹V]

BOB Eterna. Mine was approved without any income proof.
But Bhagwan Bharose. can't be said the same for others. My most of the cards are approved without any income proof.

Try applying based on C2C if they allow. if it worked then well and good else the downside is just a single Cibil hit.

W o w.

Is it LTF?

 

[Slayer]

W o w.

Is it LTF?

Mine is LTF without any proof

 

[imdjay]

W o w.

Is it LTF?

Nahi bhai abhi tak to nahi. but may be year end. next year tak waived off hai aise fees.

 

[jack333]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

For salaried and new to bank customers they'll give with card to card without any income proof. You'll have to share other card photo hiding cvv and statement and there will be home and office verification

 

[James]

i haven't used my income documents for any of my 12 credit cards. so yeah i dont wanna use it for this aswell

Sorry. If BOB wants it, you need to share. I don't mind sharing my income proofs

 

[D₹V]

Mine is LTF without any proof

Share some tricks 😂

 

[Slayer]

Share some tricks 😂

Bhai pata nahi aur abhi toh yaad bhi nahi a raha hai, mein frustration mein apply kiya tha Eterna last year Oct because mere pass koi unlimited lounge wali card nahi tha but waise abhi bas BoB specific offers ke liye rakh diya hai
Eterna ka plus point hai ki instant discount aur 3.75% as points dono apply ho jatein hain

 

[VibhavBilgoji]

On the lighter side...

What's your next demand ?
CC without PAN n CIBIL.

I don't have any problem they checking my CIBIL details and pan

But don't have income details handy
That's the only reason I had asked

If other banks do it why not BOB

 

[imdjay]

I don't have any problem they checkjng my CIBIL details and pan

But don't have income details handy
That's the only reason I had asked

If other banks do it why not BOB

Follow Jack333 advice. I received the card in the same way.

 

[asahi]

BOB Eterna. Mine was approved without any income proof.
But Bhagwan Bharose. can't be said the same for others. My most of the cards are approved without any income proof.

Try applying based on C2C if they allow. if it worked then well and good else the downside is just a single CIBIL hit.

Will they send anyone to office for verification

 

[4uziaul]

Will they send anyone to office for verification

110% 🤣 🤣

 

[asahi]

110% 🤣 🤣

My office condition is we have to inform them 1st before these kinda people arrival. Last year hdfc man arrived almost at closing hours of my office, where we are in serious meeting🙄 without any prior phone call. So just to be cautious

 

[asahi]

I mailed BOB CARDS customer care & asked them to retract or cancel my application, & they replied asking for reason. So I replied back: no matter how many documents i sent you it’s not enough, you keep on asking for documents, so i’m done with this nonsense & I’ll never comeback to get a BOB card again. Yet to receive their reply.

 

[SSV]

I mailed BOB CARDS customer care & asked them to retract or cancel my application, & they replied asking for reason. So I replied back: no matter how many documents i sent you it’s not enough, you keep on asking for documents, so i’m done with this nonsense & I’ll never comeback to get a BOB card again. Yet to receive their reply.

Probably they will ask for some document to prove that you will never come back again to them for a CC before proceeding to accept your request for retraction !!!