Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[SSV]

I forgot to mention a peculiar thing.
Agent that came for verification ; after completing the process he told me " Sir you'll get your card in a week through Bluedart".
I was baffled by this.

what do you guys make of it ?

He too told me, but that week never came to me.. it is a looooooooong week

 

[SplendorSuperman]

He too told me, but that week never came to me.. it is a looooooooong week

Maybe Agents have feeling that Approval/Rejection Decision all depends on their Verification.

 

[RAMESH BABU N]

He told me " Sir you'll get your card in a week through Bluedart".
I was baffled by this.

what do you guys make of it ?

Looks like, he is a methodical guy. He took his on-the-job training seriously n strictly following what his trainer told him - to give a parting gift - a hope.

Do your job - perfect to a T - and leave the rest on KARMA. Let the others hope for the best.

I like that chap.

 

[James]

He too told me, but that week never came to me.. it is a looooooooong week

Did you ask the reason or not

 

[paxauquabriba-4876]

I got CC of Bob Snapdeal 2 weeks ago without any physical verification
But bank asked for 3 months bank statement 30k MAB and photo of other bank CC and its statement and other ID proof like Aadhaar PAN Voter ID etc

exactly phy address is already vouched by adhar, pan, bank statement, cc statement & verfified by otp.

good to hear

 

[SplendorSuperman]

3 days passed since Physical Verification and 30days since I applied.

No news 🙂🙂

Finally Approved, just got the SMS.



@SSV @NShah @Nishan11

 

[SSV]

Finally Approved, just got the SMS.



@SSV @NShah @Nishan11

Excellent well done

 

[Batman]

110% 🤣 🤣

Not for me. Salary proof was required, but I was WFH and nobody visited my office or my home (in a different state)

 

[sam1803]

Finally got the mail from BOB for conversion of Visa premier to Rupay premier. Now waiting for it to be generated. 🙂

It took them 6 days to reply. I also escalated to escalations after 3 days of waiting 😂.

 

[bigbyte]

Finally Approved, just got the SMS.

What is the limit you guys are getting on approval of BoB Snapdeal?
They provided me only 1.5 lac limit on card approved 2 days back, not that I am gonna use that much but still.
Should have applied Eterna but then it has high fee.

 

[Nishan11]

What is the limit you guys are getting on approval of BoB Snapdeal?
They provided me only 1.5 lac limit on card approved 2 days back, not that I am gonna use that much but still.
Should have applied Eterna but then it has high fee.

Got 3 L on eterna. Virtual snapdeal rupay also share same limit.

 

[sam1803]

What is the limit you guys are getting on approval of BoB Snapdeal?
They provided me only 1.5 lac limit on card approved 2 days back, not that I am gonna use that much but still.
Should have applied Eterna but then it has high fee.

Same they provided 1.5L for Premier.

Since I won't be using this card that much I'm fine with a low limit.

 

[jack333]

Got 3 L on eterna. Virtual snapdeal rupay also share same limit.

After how many days you got virtual snapdeal?
Did you ask for it?

 

[SSV]

After how many days you got virtual snapdeal?
Did you ask for it?

Within 20 days or so..

No.. automatically offered for a few people during that batch

 

[jack333]

Within 20 days or so..

No

I closed my virtual bob easy recently. Any chance I'll be getting virtual snapdeal offer?

 

[SSV]

I closed my virtual bob easy recently. Any chance I'll be getting virtual snapdeal offer?

It seems they released in batches...
So your chance could be in the next batch based on your LTF Eterna

 

[imdjay]

I closed my virtual bob easy recently. Any chance I'll be getting virtual snapdeal offer?

Nahi mileaga. 😝
Jitna try kerna hai ker lo. close kerne k pehle ek baar support team se baat kerna tha convert kerne ko. abhi bhi try ker skte ho. auto to nahi milega.

 

[jack333]

Nahi mileaga. 😝
Jitna try kerna hai ker lo. close kerne k pehle ek baar support team se baat kerna tha convert kerne ko. abhi bhi try ker skte ho. auto to nahi milega.

Convert nahi kar rahe the

 

[James]

Within 20 days or so..

No.. automatically offered for a few people during that batch

You got Bob card?

 

[SSV]

You got Bob card?

No . .