Introducing HDFC Bank UPI RuPay Credit Card

[bugmenot]

Key Features:

• 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
• 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
• 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Government categories) (Maximum of 500 Points can be earned in a calendar month)

Fee:

• Joining/Renewal Membership Fee – ₹250/- + Applicable Taxes

Renewal offer:

• Get renewal membership fee waived off by spending ₹50,000 and above in an annual year [This is confusing, in fee & charges section it's ₹25,000]

Reward Point/Cashback Redemption & Validity:

• The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25
• Hence effective cashback becomes 0.75%, 0.5% and 0.25%
• For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500
• CashPoints earned on your HDFC Bank UPI RuPay Credit Card are valid only for 2 years from the date of transaction.

Note:

• The HDFC Bank card will be issued as Virtual only card and no Physical card will be sent. For your convenience, this card will be auto registered in HDFC Bank MyCards and you can view your card details in MyCards.

Verdict:

• Preety useless card

 

[TheMentalist]

Key Features:

• 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
• 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
• 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Government categories) (Maximum of 500 Points can be earned in a calendar month)

Fee:

• Joining/Renewal Membership Fee – ₹250/- + Applicable Taxes

Renewal offer:

• Get renewal membership fee waived off by spending ₹50,000 and above in an annual year [This is confusing, in fee & charges section it's ₹25,000]

Reward Point/Cashback Redemption & Validity:

• The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25
• Hence effective cashback becomes 0.75%, 0.5% and 0.25%
• For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500
• CashPoints earned on your HDFC Bank UPI RuPay Credit Card are valid only for 2 years from the date of transaction.

Note:

• The HDFC Bank card will be issued as Virtual only card and no Physical card will be sent. For your convenience, this card will be auto registered in HDFC Bank MyCards and you can view your card details in MyCards.

Verdict:

• Preety useless card

Already shared here : https://www.technofino.in/community...pi-rupay-credit-card-upto-3-cashpoints.10104/

 

[RupayMan]

This card is targeted whoever need a UPI in credit card but unable to get one due to high annual fee of min 500, except few banks like PNB is LTF, but getting a card there is not easy and time consuming.. HDFC using those areas to fetch few customers.. But eventually will get fail.m

 

[Chupaxabra]

The reward rate of this card makes OneCard look premium.

 

[bugmenot]

Looks like this card launch was premature. The link of card shows 404 not found.

Apply for RuPay UPI Credit Card - Get Cashpoints on Spends |HDFC Bank

With HDFC Bank UPI RuPay Credit Card, you can now enable credit card payments on UPI apps. Get exclusive cashpoints on groceries, dining, utility & other spends.

www.hdfcbank.com

 

[pradeepG]

Looks like this card launch was premature. The link of card shows 404 not found.

Apply for RuPay UPI Credit Card - Get Cashpoints on Spends |HDFC Bank

With HDFC Bank UPI RuPay Credit Card, you can now enable credit card payments on UPI apps. Get exclusive cashpoints on groceries, dining, utility & other spends.

www.hdfcbank.com

where did it launched?

 

[jade]

Useless card.

 

[COSMOCRAT]

HDFC with their bait again...

 

[mojo_jojo123]

any one holding this card in pair with other hdfc cc ? have some urgent queries