IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[VISHESH_BANSAL]

Leave it as it is. 🤣

Indus ke naye naye kisse sunke dil bhar aata hai.🤣

Phle toh ek ID se link nhi hota thha Credit Card/Savings Account

Abb 2 user iD hai logo ke pass.
Dono m Credit card link hai savings ke saath

 

[4uziaul]

Indus ke naye naye kisse sunke dil bhar aata hai.🤣

Phle toh ek ID se link nhi hota thha Credit Card/Savings Account

Abb 2 user iD hai logo ke pass.
Dono m Credit card link hai savings ke saath

Isliye main bolta hoon chor do jaise hai apne aap hoga link 🤣

 

[4uziaul]

Isliye main bolta hoon chor do jaise hai apne aap hoga link 🤣

4 account ka experience hai apna ek family ka teen aur just kaal sab add-on Select main finally upgrade hua 🤣

 

[VISHESH_BANSAL]

Isliye main bolta hoon chor do jaise hai apne aap hoga link 🤣

Keeda kat thha rhta hai na. Jab tak sab perfect na ho jaaye woh keeda kaatna chalu rakhta hai

Ab jab overperfect ho gaya hai phir bhi keeda kaatna band nhi kar raha hai. Ab kya kare additional ID ka🤣

 

[4uziaul]

Keeda kat thha rhta hai na. Jab tak sab perfect na ho jaaye woh keeda kaatna chalu rakhta hai

Ab jab overperfect ho gaya hai phir bhi keeda kaatna band nhi kar raha hai. Ab kya kare additional ID ka🤣

Yeh toh sahi baat hai

 

[Pankhuri]

Is the credit card and savings account showing under any Netbanking ID? If it is, just forget about the other ID. 🤣

Have only 1 netbanking id. Haven't opened netbanking id with debit card.

 

[4uziaul]

Have only 1 netbanking id. Haven't opened netbanking id with debit card.

Is it showing up anywhere under any one ID or even on your mobile app?

 

[j_s]

So nya panga, card and account are linked. No issues. But still it doesn't show as 0 mab as per customer care. What to do now?

Your statement should show something like this.

 

[4uziaul]

Your statement should show something like this.

This is not applicable to everyone. Within our forum, numerous members receive a different statement indicating, '50000 AQB or Relationship criteria to be maintained.' In this instance, the relationship requirement pertains to the legend card we currently hold. Although the AQB remains 50000, they waive off the NMC due to the legend card, effectively making it a Zero MAB account.

 

[Pankhuri]

Is it showing up anywhere under any one ID or even on your mobile app?

On mobile app both id show both accounts.

 

[4uziaul]

On mobile app both id show both accounts.

Do you mean that your Credit Card and Savings account are both visible? If that's the case, then are you good to go?

 

[gautamcool]

Are you able to login with Old user ID ?

Yup. Thats working just fine. I am able to see only CC there

 

[Cardfan]

I have Indusstox(upstox) 3 in 1 savings account and IndusInd legend credit card . Both are linked 18 months before , is it possible to upgrade my 3 in 1 ac to IndusInd select ac and get zero MAB waiver ??

 

[4uziaul]

I have Indusstox(upstox) 3 in 1 savings account and IndusInd legend credit card . Both are linked 18 months before , is it possible to upgrade my 3 in 1 ac to IndusInd select ac and get zero MAB waiver ??

It should be possible through your branch. I don't see any reason for them to deny, but if they do, which they usually do 🤣, you can open another account and operate it as a joint account. Later, you can remove the other person from your account and continue operating it as a single account.

 

[VISHESH_BANSAL]

It should be possible through your branch. I don't see any reason for them to deny, but if they do, which they usually do 🤣, you can open another account and operate it as a joint account. Later, you can remove the other person from your account and continue operating it as a single account.

Conversion of Joint into Sole Account.
Did you performed this stunt Personally ?

 

[BeingIncog]

Keeda kat thha rhta hai na. Jab tak sab perfect na ho jaaye woh keeda kaatna chalu rakhta hai

so freaking true

 

[4uziaul]

Conversion of Joint into Sole Account.
Did you tried this stunt Personally ?

Already under process 🤣

Bola toh hai ho jayega RM hi karwa raha hai

 

[Dhruvit.S]

I am facing this issue unable to login mobile banking. Anyone else faced it? Knows a fix?

Update: No my USER ID is deleted. Cannot login via app.
CC asked me to delete credit card UID. Now I don't have any ID.

Bank is clueless and so is CC.
My Legend card is still not linked to become 0MAB. CC asking raise from bank for 0MAB request. Branch saying to downgrade account.

Pathetic experience.

Anyone knows solution please let me know. I am going to have to educate the branch now it seems.

 

[gautamcool]

Update: No my USER ID is deleted. Cannot login via app.
CC asked me to delete credit card UID. Now I don't have any ID.

Bank is clueless and so is CC.
My Legend card is still not linked to become 0MAB. CC asking raise from bank for 0MAB request. Branch saying to downgrade account.

Pathetic experience.

Anyone knows solution please let me know. I am going to have to educate the branch now it seems.

Assuming your select account is activated and debit card is working
First create a new user ID for your savings account using your debit card either by mobile or net banking
Then link your legend card

 

[4uziaul]

That's why I always recommend never delinking or deleting your ID. This is what happens and it creates an even bigger mess. This is not the first case documented on the forum. 🤣 Either leave it to the RM to sort out the mess or wait patiently for it to link. But never, ever call the customer care to sort this out because they are the root cause of all this mess. 🤣

Try what Gautam suggested. You can also check one more thing: if any one of your IDs is working for net banking or the mobile app, then check if your savings account is being shown under that ID. I assume that at least one of your IDs should be working. If it is, just try to link your Legend card to that ID.