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IndusInd Bank Pioneer Savings Account Opening Experience

magneto

TF Premier
VIP Lounge
Hi All!

I was researching about IndusInd Pioneer account lately and was thinking about opening one, so I approached my nearest branch and the desk person says my PAN is not eligible for a Pioneer account 😂. I told her it's not a Credit Card that I am applying for and she says:
"hota hain sir aapko pata nahi hoga"

Anyway she declined my request to open a Pioneer Account and insisted I am max eligible for Exclusive Account but should open partner account instead.

I was already fed up with my branch and hence I decided to approach a Pioneer Branch directly and open an account with them. They instantly filled the form for me and opened the account, within a week I received the welcome kit with the debit card.

But the only issue was they did not assign me any RM and I had to contact the person through whom I opened the account with, well it's not a big deal as that person is knowledgeable enough but this kind of service was not expected, also they updated incorrect E-mail ID and residential address which I had to update later.

Still they do know about their services and features, as I requested for a metal debit card, they processed it instantly without any charges!

Overall I would say it was a hectic experience but the customer service and knowledge of the Pioneer Branch staff is great 👍

20230513_154406.jpg 20230513_154442.jpg

P.S. I have asked them about LTF Pioneer Heritage Metal Credit Card upgrade but they say it's not possible to reduce or remove the joining fees. After reading so many posts of other people here I said people are getting it LTF so they ask me to share the contact details of the RM who helped them do the process as they are not sure about how it's done and how to take an approval, so if recently anyone has received this card LTF please guide me here🙏
 
Last edited by a moderator:

AlanDS

TF Buzz
When I enquired, my BM said that they don't have provision to open Pioneer account, and I would have to shift my account to Pioneer branch. They said Grande would be the top most account category that can cater to.
I am not sure about opening new account. But upgrading existing account to pioneer can be done at an ordinary branch too. But it requires an internal approval for the upgrade request. Upto Grande, they can upgrade directly without any approvals. It took almost a week for my RM to get this approval and then upgrade.
 

irohitpragya

TF Premier
I am not sure about opening new account. But upgrading existing account to pioneer can be done at an ordinary branch too. But it requires an internal approval for the upgrade request. Upto Grande, they can upgrade directly without any approvals. It took almost a week for my RM to get this approval and then upgrade.
What was your account average balance while upgrading to Grande?

Without maintain is it possible to upgrade.
 

CARDBITRAGE

TF Ace
I am not sure about opening new account. But upgrading existing account to pioneer can be done at an ordinary branch too. But it requires an internal approval for the upgrade request. Upto Grande, they can upgrade directly without any approvals. It took almost a week for my RM to get this approval and then upgrade.
Got it. Thanks 👍
 

KumarS

TF Premier
VIP Lounge
My account was SELECT variant before. I had 10L+ on my account before requesting for Pioneer upgrade. Do you have dedicated Pioneer branch nearby?
For Pioneer Saving account do you get plastic or metal debit card? And do you get visa infinite or Mastercard World Elite variant?
 

AlanDS

TF Buzz
For Pioneer Saving account do you get plastic or metal debit card? And do you get visa infinite or Mastercard World Elite variant?
Mine was upgraded 1 day ago. I am yet to receive the welcome kit. Most probably they will send plastic Visa infinite. Will update here once received.
 

rahulsethi

TF Ace
Contributor
Can one apply for pioneer heritage metal credit card (with OTJ fee) without opening a pioneer account? I have an exclusive account with IndusInd
 

V360

TF Ace
TF Family
Moderator
VIP Lounge
RM is saying only designated Pioneer branches can cater to Pioneer accounts, and there's only one in Bangalore. And I will have to close my accounts in the existing branch and open afresh. That is too much of a hassle.
No Branch concept in Pioneer account- so please connect with your current BM and he will raise request with Territory Head.
 

AlanDS

TF Buzz
Visa Infinite DC has been issued for my Pioneer account. How to request for MC World DC? I asked my RM and she is not aware about the request method. So those who have MC, kindly let me know the method to request for it.
 

magneto

TF Premier
VIP Lounge
Visa Infinite DC has been issued for my Pioneer account. How to request for MC World DC? I asked my RM and she is not aware about the request method. So those who have MC, kindly let me know the method to request for it.
Any specific benefit with mastercard?
 

AlanDS

TF Buzz
Any specific benefit with mastercard?
I am not aware of any specific benefit with MC. Just want to have a non-visa card as an alternative. I have seen few posts here in this forum where you could have 3 cards with a premier Indus banking account.
 
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