Indusind Avios Credit Card ---- BA/Qatar

[RS1910RS1910 is verified member.]

🚨 IndusInd Bank has RE-EVALUATED their Avios credit card! DRASTICALLY lower fees change the game completely. Read thread for details. #ccgeek #ccgeeks

1. MAJOR CHANGE: Fee structure SLASHED! Joining: ₹40K → ₹10K, Renewal: ₹10K → ₹5K

• Qatar variant: Now 20K welcome Avios (was 20K Avios + Gold tier)
Now 5K renewal Avios (was 5K + Gold tier with ₹3L Qatar spend)
• BA variant: Now 20K welcome Avios (was 55K Avios)
Now 5K renewal Avios (was 10K Avios)

2. The earning structure remains similar:
• 6 Avios per ₹200 at selected destinations (POS)
• 5 Avios per ₹200 on Qatar/BA websites
• 3 Avios per ₹200 on most other spends
• 1 Avios per ₹200 on utilities, education & govt payments

3. Who wins? Anyone who couldn't justify the previous ₹40K fee. The new card offers better cost-to-benefit ratio for most users, though frequent Qatar flyers might miss the automatic Gold tier benefit. BA cardholders get fewer welcome Avios but a much lower fee. 🔥

4. Doing the math: The effective reward rate can reach up to 3.75% on regular spends (including milestones).



For both New/existing customers can apply as Eligibility is.

For NTB - Card to card limit should be 2+
Salary should be 80k-90k+
Self business ITR 12 lakhs+

For existing - Indusind limit should be 1.50 lakhs+

 

[drmsiva]

I have the BA variant.

The earning structure is also much better now, particularly for regular (domestic) use as it was only 1 avios for Rs 200, now it is 3 per Rs 200.

Though not much, it is also giving rewards for Govt payments and utilities (previously none though it was not specified clearly).

It also gives milestone rewards - 18000 bonus avios for spending 8 lacs and another 18K avios for the next 8 lacs though it is not clear whether specified criteria would count for the milestone benefits.

The customer care is an issue though!

 

[tanveersarma]

🚨 IndusInd Bank has RE-EVALUATED their Avios credit card! DRASTICALLY lower fees change the game completely. Read thread for details. #ccgeek #ccgeeks

1. MAJOR CHANGE: Fee structure SLASHED! Joining: ₹40K → ₹10K, Renewal: ₹10K → ₹5K

• Qatar variant: Now 20K welcome Avios (was 20K Avios + Gold tier)
Now 5K renewal Avios (was 5K + Gold tier with ₹3L Qatar spend)
• BA variant: Now 20K welcome Avios (was 55K Avios)
Now 5K renewal Avios (was 10K Avios)

2. The earning structure remains similar:
• 6 Avios per ₹200 at selected destinations (POS)
• 5 Avios per ₹200 on Qatar/BA websites
• 3 Avios per ₹200 on most other spends
• 1 Avios per ₹200 on utilities, education & govt payments

3. Who wins? Anyone who couldn't justify the previous ₹40K fee. The new card offers better cost-to-benefit ratio for most users, though frequent Qatar flyers might miss the automatic Gold tier benefit. BA cardholders get fewer welcome Avios but a much lower fee. 🔥

4. Doing the math: The effective reward rate can reach up to 3.75% on regular spends (including milestones).



For both New/existing customers can apply as Eligibility is.

For NTB - Card to card limit should be 2+
Salary should be 80k-90k+
Self business ITR 12 lakhs+

For existing - Indusind limit should be 1.50 lakhs+

Can you please contact? Unable to DM you. Have some old LTF platinum card of indusind with 1.29L limit in 2018. Didn't use at all and the card is probably closed being Dormant. But unable to apply fresh since already added customer. And through pre-approved links only showing indusind eazy diner and one more. I am interested in eazydiner but dont want to jeopardise the chances of avios card as I heard only 1 partner card is allowed.
So should I close the existing card permanently then contact indusind after a few months as NTB. Or try some other route for the avios card. Gross Salary is above 20lpa.