Indigo IDFC First Dual Credit Card [Comming Soon ?]

[BhaiyaJi]

#Indigo IDFC First Dual Credit Card! (Reward Rate => 5% Bluechips! & No Exclusions!! )

Vouchers/benefits on joining & annual fee:

🔸Unsecured: ₹4,999 fee = 5,000 BluChips + meal voucher + EazyDiner + Postcard Hotel vouchers
🔸 Secured: ₹1L FD = no fee + EazyDiner + Postcard Hotel vouchers

Key Feature Highlights:

🔹 Earn IndiGo BluChips on all spends (excl. EMI, ATM) - redeem for flights ✅

🔹6 BluChips/₹100 on flight bookings via IndiGo app/website (up to 16 BluChips for higher loyalty tiers)

🔹0.5 BluChips/₹100 on rent, wallet, utility, insurance, fuel, UPI✅

🔹3 BluChips/₹100 on everything else. => 3% Rate✅

🔹3000 BluChips activation bonus on ₹1L spend in 90 days✅

🔹25,000 BluChips annual milestone bonus (across 5 slabs: ₹2L/₹5L/₹8L/₹10L/₹12L; 5K each) => 2% Rate

🔹2 Cards, 2 Networks: Mastercard + RuPay (for Intl, Domestic, UPI)

🔹Low forex markup: 1.49% on international spends
🔹Exclusions: no rewards on cash/EMI
🔹Trip Cancellation Insurance: Up to ₹25,000/year on flights/hotels

 

[BhaiyaJi]

FD based LTF looks a good option for people who wanna own for avg usage of this card. They don't need to think of waiver milestones

 

[cardio_guycardio_guy is verified member.]

milestone bluchips looks nice. Smaller and easy to achieve milestones.

 

[sparkysubho]

Value of bluechips is 40-60 paisa

 

[quino]

Value bluechips is 40-60 paisa

aaaaand killed it.....
fool's gold

 

[Gau₹av]

BluChips don't expire for now so that's good for those like me who wanna accumulate them for years for a once-in-a-while completely free flight whenever I want. If they start expiring after a while like Neucoins do, the card becomes useless. But coming from IDFC, I don't expect the reward rate to be great since BluChips have such low value

 

[RTR01]

BluChips don't expire for now so that's good for those like me who wanna accumulate them for years for a once-in-a-while completely free flight whenever I want. If they start expiring after a while like Neucoins do, the card becomes useless. But coming from IDFC, I don't expect the reward rate to be great since BluChips have such low value

If new blu chips are not credited every month after 2 years of collection old chips expire.

 

[cardio_guycardio_guy is verified member.]

If new blu chips are not credited every month after 2 years of collection old chips expire.

This looks like a new change. Earlier it was like bluchips never expire.
Workaround - Link indigo account in Swiggy.

 

[BhaiyaJi]

Workaround - Link indigo account in Swiggy.

Yes great hack to get chips every month.