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idfc first

  1. I

    Query regarding application of IDFC First credit card

    Someone called me today and asked if I need an IDFC credit card. I asked her which one was available for me. She couldn't clearly tell me that, just said based on my cibil I would get classic, wealth etc. I was not convinced and didn't show interest. But then I remembered, I tried to apply from...
  2. OverdosingOnCopium

    Getting an IDFC First Credit Card

    I have DCB, Axis Select and Axis Privilege (all LTF) and with limits above 5lakhs. But, the best IDFC First can offer me is their secured wow card for some bizarre reason. I opened an account with them a month ago and for some reason they opened salary account instead of savings. My salary gets...
  3. tradingbaniya

    Getting less credit limit compared to Pre Approved Card

    Greetings Team These are the CCs I hold with the date on which I received them 1. ICICI Amazon Pay - Received in August 2019 - Current Limit: 25k 2. Citibank Rewards - Received in September 2019 - Current Limit: 1.68L 3. ICICI Sapphiro - Received Pre-Approved LTF on 29th Sep 2023 - Current...
  4. ReloadFin

    IDFC started to offer Multiple credit cards shared limit (not only INSTA-PAY_RUPAY)

    Hi there, i was just checking for offers on idfc, got limit enhancement recently (within 6-8months of issuance of card) It was surprise Today when i get to know that idfc started to issue multiple credit card with shared limit (including insta-pay) but not limited to just rupay (rs.199/-) card...
  5. Quantum

    Any recommendation for IDFC First bank branch in Bengaluru?

    Howdy Folks, I'm just fed up with the unresponsiveness of my current IDFC bank RM and branch head (Varthur Rd, Thubarahalli branch). I have an IDFC First Wealth account and credit card with them. And for any query or support, they just aren't responsive even after multiple follow-ups. Things...
  6. R

    Need step by step instruction for CC to amazon gift card to Utility/insurance payment for better RP on CC

    Correct me if my understanding is flawed: 1. I buy amazon gift card from Official Amazon using IDFC 1st Wealth CC (Im assuming this wont attract any transaction charges) 2. I use the amazon gift card and load my amazon pay wallet. 3. I then use my amazon pay wallet balance as a payment method...
  7. Abhishek012

    IDFC Bank INSTA RuPay UPI Credit Card is Live now | 100% CB upto Rs 200 Cashback

    IDFC Bank INSTA RuPay UPI Credit Card is Live now | 100% CB upto Rs 200 Cashback IDFC APP > click on credit card > Scroll Down > You'll find option "Get Your First InstaUpi Card" Fee: 199+Gst Offer: 100% Cashback upto Rs 200 I.E. 50 Cashback Each On First 4 UPI Transaction In 15 Days...
  8. theda

    IDFC First Bank freezes the account if welcome kit is returned undelivered.

    ==== Short version ====== My new Idfc account welcome kit was returned due to the Bluedart's shitty service. IDFC froze my account even after I told them its Bluedart's fault that the packet was returned. ==== Long version ======== So, opened an account with IDFC and the account opening...
  9. Quantum

    IDFC First Wealth Account eligibility requirement and benefits

    Hello, IDFC website doesn't seem to list the eligibility criteria for opening an IDFC First Wealth Account. From your recent first hand experience, could you please share the eligibility criteria? Does the criteria need to be maintained throughout the lifetime of the Wealth account, similar to...
  10. anonymuos

    Reward rate of IDFC FIRST CCs

    So today I sat down and calculated IDFC FIRST credit cards reward rate (RR) on ONLINE spends: (Millennia/Classic/Select/Wealth): Like their debit card rewards program introduced much later, the reward structure on CCs also is such that the more you spend, the reward rate increases...
  11. Harvey_Dent

    Got IDFC wealth credit card very easily

    Anyone looking to apply for IDFC wealth credit card, go through this post once I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there. The process was very simple. He said there are only two criteria for IDFC...
  12. StanRoute66

    Cancel For Any Reason (CFAR) Trip Cancellation Insurance Cover of upto 10k Available now on all IDFC First CCs

    Link to check the details of the FREE 10K Insurance cover of any trip cancellation which is non-refundable - CFAR Insurance This is a really practical and zabardast feature for an LTF Card ! Do check it out .
  13. cardz

    How is IDFC First Savings Account (25K AMB) and Debit Card?

    Thinking of opening a savings account with 25K AMB. There seems to be only a charge of Rs. 100 for Debit card issuance. Rest everything is free. Am I right? Also, lounge access with the Debit card will not need any other conditions to be met, right? This is the list I am seeing that I will be...
  14. TechnoFino

    IDFC First Bank launched its debit card reward system

    IDFC First Bank launched its debit card reward system recently. Now you'll earn reward points for spending money using your IDFC First Bank debit card. Reward portal link - https://www.firstrewards.com/ Reward system for IDFC First Bank normal debit card- 2000 welcome reward points on IDFC...
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