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idfc first

  1. anumaxy

    Federal Celesta or IDFC First Wealth

    Hello guys I wanted to get a LTF card having movie offer and lounge access. Federal celesta on their own website posted that it has BOGO on INOX upto 100rs off once per month, But on BMS they have upto 250 off twice in a month with offer date till Mar 2025, Is it a limited offer on BMS?? IDFC...
  2. jar89

    How to get IDFC first wealth CC

    Hello, I have been trying to apply for the IDFC credit card for the past six months. Every time I log in and attempt to apply, the only options that appear are IDFC First Select, Ashwa, and Mayura. The application form asks for my monthly salary, which is over 3 Lakh, and then it asks for my...
  3. shashankverma

    IDFC First Select debit card | CC Bill payment

    This thread is dedicated to IDFC First Select debit card only. Please don't suggest to check out the main DC to CC bill payment thread. With Unipay and Airtel dead, Please share your experience with using IDFC Select debit card on other Bill pay portals like Canara Setu. How much cashback we...
  4. kohinoor

    Query regarding IDFC first select banking program

    I am a new user on this platform. Couldn't find the option to post thread in forum other than General so posting it here. I had opened 25K MAB account with IDFC a few days ago. On exploring TF and discussing with RM I came to know about their select program which seems good and I will get the...
  5. Sinatra

    Banking experience with IDFC FIRST Bank.

    UPDATE: 01/Feb/2025 - see post #18. Wanted to reflect our latest experience with this IDFC FIRST Bank, so that others can take an informed decision and avoid banking with this unprofessional bank. One of my family member wanted a bank for saving and investment purpose and was massively...
  6. shashankverma

    IDFC First Account variants and Lounge access on DC

    Account Variants: Regular Savings Account MAB Visa Classic: 10,000 World Debit Mastercard: 25,000 https://www.idfcfirstbank.com/personal-banking/accounts/savings-account MAB requirements in last month for Premium Accounts based on which BM/RM can upgrade Variant after 2nd of next month...
  7. I

    Cred Cash vs IDFC First money vs HDFC Personal Loan

    Hi Team, I see cred cash is at 11.49% then idfc first money is at 13% with reducing interest rate and hdfc personal loan at 11.25% and hdfc also giving loan credit card at 11.04( but for interest we need to pay gst of 18% so not worth) I m looking for a personal loan of 5 to 10 L Both cred...
  8. aam.aadmi

    Enjoy 100% cashback up to ₹250 on the next spend with your IDFC FIRST Bank Credit Card

    Hi Customer, We miss having you around! So, here's something special, just for you!🎉 Enjoy 100% cashback up to ₹250 on the next spend with your IDFC FIRST Bank Credit Card 💳 Hurry! Don't wait! Limited period offer, valid from 1st to 31st January 2025 only. Know more Always you FIRST IDFC...
  9. H

    IDFC FIRST Bank Credit Card: Important Updates

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20th Feb 2025: 1. Education Fee Payments via Third-Party Platforms: • A 1% fee (minimum ₹249) will apply to education fee payments made through third-party platforms such as...
  10. X

    Important Update regarding your IDFC FIRST Bank Credit Card(s) terms & conditions

    1.Statement Date and Payment Due Date: •Statement date will be revised to 20th of each month for FIRST Millennia, FIRST Wealth and FIRST SWYP Credit Cards. •The payment due date continues to be 15 days from the statement date. 2.Education Fee Payments via Third-Party Platforms...
  11. Dr.Anand456

    Devaluation IDFC FIRST Bank Credit Card Devaluation Review: Key Changes Effective February 20, 2025

    IDFC FIRST Bank recently announced updates to their credit card features and terms. These changes will take effect from February 20, 2025. Below is a detailed yet simplified review of the updates to help users understand the impact: 1. Statement Date & Payment Due Date New Statement Date...
  12. Mr. X

    Devaluation IDFC FIRST Bank Credit Card Update (Devaluation) - Railway Lounge, Add On Cards Fees

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20™ Feb 2025: Statement Date and Payment Due Date: For IDFC FIRST Millennia, FIRST Wealth, and FIRST SWYP Credit Cards, the statement date will be revised to 20* of each...
  13. Captain Levi

    Does this mean I shall get the card ?

  14. DarthBrooks

    Offer Fulfilled! Received IDFC First Select with New Design

    I received the newly refreshed IDFC Select Card today, material is still the same old but the character model are embossed with a plastic film, looks great.
  15. bhavyakjain

    IDFC First Wealth account Non-Maintainence of AMB

    Hello I am considering opening idfc first wealth account with IF as required. I am planning to get wealth debit card and once that I will withdraw the funds My queries: 1. Will they downgrade my account after sometime, will it 10k or 25k ? 2. Will they downgrade my DC ? 3. Will there be any...
  16. psmangat5

    5,000 extra reward points on min. spends of ₹10,000 with your IDFC FIRST Bank Credit Card.

    Offer Details: Offer: Earn up to 5,000 extra reward points on min. spends of ₹10,000 with your IDFC FIRST Bank Credit Card. Offer Period: 29th to 31st December 2024 Introduction 1. The offer is made solely and entirely by IDFC FIRST BANK Limited (“Bank”) to the Bank’s Credit Card holders...
  17. R

    Comparison: IDFC First Digital Rupay Credit Card vs. ICICI Coral Rupay Credit Card

    Hello everyone, I currently have both the IDFC First Digital Rupay Credit Card and the ICICI Coral Rupay Credit Card, and I am trying to decide which one is better to use. Here are the details: IDFC First Digital Card Linked to my IDFC Wealth card. Annual fee: ₹199 + GST. ICICI Coral Rupay...
  18. L

    IDFC Mayura: Hidden Utility Charges on "Zero Forex" Card for International txns

    Recently, I made an international purchase of about 50,000 INR in USD on an e-commerce website using my IDFC First Bank Mayura credit card. I chose this card specifically for its advertised zero forex fees. However, I was shocked to discover an unexpected 1% utility charge and 99 INR IGST on my...
  19. K

    IDFC First Bank Credited Less Interest On Savings Account

    I noticed that IDFC First Bank credited less interest to my savings account this month compared to the previous one, even though I didn’t make any transactions and my balance remained the same or higher. After escalating the issue, they credited some extra interest also gave an 500Rs amazon...
  20. A

    Flat 2% cashback on IDFC first bank RuPay Credit card UPI spend (User Specific)

    Flat 2% cashback on IDFC first bank RuPay Credit card UPI spend (User Specific): Offer valid till 31th Dec, 2024. Earn Flat Rs1000 on total spend Rs50,000 or above. Check your email, sms or notification history.
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