INDIAN OVERSEAS BANK Account For Rupay select

[roshan mothukuri]

Idfc gives reward 😂😂 not some psu bank
Check
Sbi virtual dc for reward on cc bill pay

I do use above 2 dc
iam asking about only iob dc

 

[akiratoriyama]

whats the bin of the iob rupay select dc?

and all the benefits of rupay select are available or not?

Bin is 652403xxxx

 

[Dhudu]

If account is opned online, how shall one apply for RSDC? Option to apply available in app or net banking?

Or only option it visiting branch and submitting form?

Add ons available?

Anyone with salary account?

Can anyone explain what is salary mandate by employer?

 

[Saral]

i opened online and ordered the card through app after account creation.No need to visit branch

 

[VasukiVasuki is verified member.]

If account is opned online, how shall one apply for RSDC? Option to apply available in app or net banking?

Or only option it visiting branch and submitting form?

Add ons available?

Anyone with salary account?

Can anyone explain what is salary mandate by employer?

Via app u can

But activation only through atm 🏧

 

[fradela]

Go with SB MAX account in IOB. AQB is 5000 only. SMS Alerts and IMPS are free.

SB MAX: Maximize Your Savings | IOB

Maximize your savings with IOB's SB MAX account. Enjoy competitive interest rates and convenient features to help you achieve your financial goals.

www.iob.in

 

[kvndsz512]

Go with SB MAX account in IOB. AQB is 5000 only. SMS Alerts and IMPS are free.

SB MAX: Maximize Your Savings | IOB

Maximize your savings with IOB's SB MAX account. Enjoy competitive interest rates and convenient features to help you achieve your financial goals.

www.iob.in

but why need 5k mab anyways in 1k how much charges would be there for sms ? imps anyways wont be of much use as ppl are opening for just rsdc

 

[iimadarsh]

Thanks for letting us know. Everything was done in 20 minutes. The branch was also 200 meters away.

 

[Dhudu]

Thanks for letting us know. Everything was done in 20 minutes. The branch was also 200 meters away.

Please brief about account initial funding, type of account and RSDC fee

 

[Dragon_slayer]

but why need 5k mab anyways in 1k how much charges would be there for sms ? imps anyways wont be of much use as ppl are opening for just rsdc

Exactly, there's no need. SMS charges are like 10 rupees per quarter, IMPS 17 per transaction.

A bank employee himself suggested me to go to lower variant as higher ones don't make senes cost/benefit wise.

Hidden benefit of IOB is for remittance, they offer way better rates than most private banks HNI accounts.

 

[iimadarsh]

Please brief about account initial funding, type of account and RSDC fee

1k mab . Tab se open hua .
Jab employe tab me details dale to Samne dekhte rehna . Jab internet bank option dikhe waha sirf bolna internet bank, cheque pe tick lagaye , visa debit card option chorde.

Fir account details email pe ajayega.
NetBanking login password email pe.
Mobile banking mpin sms me.

Uske baad 2k deposit karlo , passbook miljayega and then atm form bhardo aur uske upar select Rupay likh dena. And charges also 800+ gst

Bas hogya

 

[brightknight]

w

1k mab . Tab se open hua .
Jab employe tab me details dale to Samne dekhte rehna . Jab internet bank option dikhe waha sirf bolna internet bank, cheque pe tick lagaye , visa debit card option chorde.

Fir account details email pe ajayega.
NetBanking login password email pe.
Mobile banking mpin sms me.

Uske baad 2k deposit karlo , passbook miljayega and then atm form bhardo aur uske upar select Rupay likh dena. And charges also 800+ gst

Bas hogya

hat harm in selecting dc while opening the account itself?

 

[iimadarsh]

w

hat harm in selecting dc while opening the account itself?

Usme visa debit ka option tha. Rupay Select ka nai isiliye.

 

[brightknight]

Usme visa debit ka option tha. Rupay Select ka nai isiliye.

here ek staaf ne kardiya tha during process hi. in her tab it was visible.

 

[Finacus Solutions]

When opening your Indian Overseas Bank account, you can select the RuPay debit card option or request it later through branch visits or net banking.

 

[Dhudu]

Opened digital savings account with IOB Insta Savings Account - Link

Within 30 minutes account opened!!

Mobile number, PAN and AADHAR filled in, OTP to verify all and done! CIF and AC No received via email. Logged in changed password, added funds via Gpay. Requested for RSDC, Rs 944 debited instantly. Card delivery 7-10 days.

Cheers!