Indian Bank Credit Card Application

[Walter White]

Has anyone been able to get an Indian Bank Credit Card using the online portal?

Planning to get a Rupay Select Card (annual fee 250 from 2nd year, waived off on spends of 50000). But I don't think I have the patience or the energy to visit the branch (they accept C2C for offline applications).

Also, Do we get points for UPI transactions?

 

[mrbean]

Branch has pasted the card benefits.
Visited Indian bank for cash deposit

 

[SplendorSuperman]

I heard canara bank credit limit is decided by BM and they can give you max 50k credit limit and Canara Bank doesn't increase credit limit even after providing income proofs.

Seems kinda true , My mom has Salary Account in Canara.
One fine day BM handed her 2 credit cards with 50k limit each , instant cards.
No names printed on card 🙂

 

[mrbean]

Seems kinda true , My mom has Salary Account in Canara.
One fine day BM handed her 2 credit cards with 50k limit each , instant cards.
No names printed on card 🙂

Right,The manager have the power to sanction 50k limit and Assistant Manager limit is 25k.
After one year the manager can increase limit upto 1Lakh.
If the customer want limit above the branch limit the branch can forward the details to higher officials for higher limit

 

[Strange]

Okay guys tell me sometime. So my dad is 64 of age or something. What if I apply on behalf of him? Since he already has an Indian bank acct for many years, are they gonna do kyc and all?
My father doesn't even know these kinda stuff so if they do kyc and ask if he applied for cc he is not gonna be able to tell yes and stuff.
What trouble am I gonna be in future for this?

No kyc is required for existing customers.

 

[Strange]

Branch has pasted the card benefits.
Visited Indian bank for cash deposit

Zero reward points for any spends. 🤣

 

[Ak Singh]

Zero reward points for any spends. 🤣

I have indian bank rupay select credit card but when I am registering on rupay website after entering first six digit no of card it showing like you entered wrong details.(Ss attached)

But card no is correct.

Can anyone tell my why this is happening?

 

[Strange]

I have indian bank rupay select credit card but when I am registering on rupay website after entering first six digit no of card it showing like you entered wrong details.(Ss attached)

But card no is correct.

Can anyone tell my why this is happening?

What is the BIN (first 6 digits) of your credit card?

 

[Ak Singh]

What is the BIN (first 6 digits) of your credit card?

65 28 79

 

[Strange]

65 28 79

It's a Rupay Platinum credit card.
Rupay Select BIN is 652906.
What is your credit limit?

 

[Vasuki]

Okay guys tell me sometime. So my dad is 64 of age or something. What if I apply on behalf of him? Since he already has an Indian bank acct for many years, are they gonna do kyc and all?
My father doesn't even know these kinda stuff so if they do kyc and ask if he applied for cc he is not gonna be able to tell yes and stuff.
What trouble am I gonna be in future for this?

Bank account holder don't need kyc in most bank

 

[Strange]

Bank account holder don't need kyc in most bank

Axes and HopelessDFC do KYC for CC applications.

 

[Ak Singh]

It's a Rupay Platinum credit card.
Rupay Select BIN is 652906.
What is your credit limit?

89k limit
But I have physical card also. and it select variant .

 

[Vasuki]

Axes and HopelessDFC do KYC for CC applications.

No I got pre approved in both no kyc

It's lostDFC WHO do kyc because their cc & saving account isn't synced

 

[mrbean]

Zero reward points for any spends. 🤣

Just Indian bank things 😁.
The card generation is taking more than 8days.No wonder about the zero reward points.even it takes a decade for card generation 😆

 

[Strange]

89k limit
But I have physical card also. and it select variant .

That BIN is for Rupay Platinum credit card not Select. Can you show your card image. Mask your details. Just show starting 6 digits.

 

[mrbean]

Just Indian bank things 😁.
The card generation is taking more than 8days.No wonder about the zero reward points.even it takes a decade for card generation 😆

I think the select have rupay select Benefits like free health checkup.
Have you ever redeem that offers.

 

[Ak Singh]

That BIN is for Rupay Platinum credit card not Select. Can you show your card image. Mask your details. Just show starting 6 digits.

See the below image it's select variant.

 

[Strange]

See the below image it's select variant.

Can you see 6529 (Rupay select starting 4 digits) just below 6528?

I think they have printed Platinum credit card number on Select credit card's PVC card.

@Abhishek012 Ye Indian Bank ki galti hai ya VCT/NPCI ki? 🤣🤣

 

[Ak Singh]

Can you see 6529 (Rupay select starting 4 digits) just below 6528?

I think they have printed Platinum credit card number on Select credit card's PVC card.

@Abhishek012 Ye Indian Bank ki galti hai ya VCT/NPCI ki? 🤣🤣

Ab yeh btao yeh konsa card hai?
Select or different?
What should I do?

 

[Ak Singh]

It's a Rupay Platinum credit card.
Rupay Select BIN is 652906.
What is your credit limit?

How much limit required for select credit card?