Indian Bank Credit Card Application

[Walter White]

Has anyone been able to get an Indian Bank Credit Card using the online portal?

Planning to get a Rupay Select Card (annual fee 250 from 2nd year, waived off on spends of 50000). But I don't think I have the patience or the energy to visit the branch (they accept C2C for offline applications).

Also, Do we get points for UPI transactions?

 

[pprakash11]

Cibil me credit card hi report Kiya hai na?

Yes.

Reported full card number?

Will update regarding this

 

[Strange]

Will update regarding this

Any update?

Are they automatically debiting funds from your Indian Bank account for your credit card bill? I don't remember them asking us to register for auto-debit while applying.

 

[pprakash11]

Any update?

nope. they have reported the associated cc account no.

Are they automatically debiting funds from your Indian Bank account for your credit card bill? I don't remember them asking us to register for auto-debit while applying.

There's no such facility in mobile banking, but can be possible in Internet banking. lekin IB itna tat*i hai, kolne ka man bhi nahi krta.

 

[mrbean]

Site is showing we are facing technical issue please try again.
Is it normal

 

[mrbean]

Yes.

Will update regarding this

I am always getting error"showing we are facing technical issue please try again.".

Does it automatically solve

 

[DocFixIt]

The bank representative shared that at the moment Indian bank credit card is issued only to existing Indian bank customers that too for who have account in Indian bank for minimum 5 years. And they are not willing to issue credit cards to non-relationship individual's. Not sure when it will be open for all!

5 year 🤣 ok

 

[pprakash11]

I am always getting error"showing we are facing technical issue please try again.".

Does it automatically solve

seems they are having some issues at present. wait till it gets resolved, no idea when it will be

 

[mrbean]

seems they are having some issues at present. wait till it gets resolved, no idea when it will be

Okay 👍.
I have confused about giving details as self employed or salaried.
Is it better to give salaried but I am self employed

 

[pprakash11]

Okay 👍.
I have confused about giving details as self employed or salaried.
Is it better to give salaried but I am self employed

banks have more inclination over salaried ones. that's fact.

 

[mrbean]

banks have more inclination over salaried ones. that's fact.

Okay,I will try with Salaried.
Mostly of my card are only approved with Salaried.

 

[mrbean]

banks have more inclination over salaried ones. that's fact.

I have email the error to Indian bank on morning.
After 4pm I have received a email stating that the site issue is resolved .
Now the site is working perfectly

 

[pprakash11]

I have email the error to Indian bank on morning.
After 4pm I have received a email stating that the site issue is resolved .
Now the site is working perfectly

Means PSU Banks are also listening

 

[ashwink]

Is this Bank cards are ETB ? Or NTB can also apply?

 

[pprakash11]

Is this Bank cards are ETB ? Or NTB can also apply?

Currently ETB .

 

[ashwink]

Currently ETB .

If we open newly account when can I apply?

 

[CardGame]

If we open newly account when can I apply?

After 5 years

 

[pprakash11]

If we open newly account when can I apply?

I applied in October 2023, Account was opened in October 2022

 

[Strange]

If we open newly account when can I apply?

Just after activation of your account.

 

[mrbean]

Means PSU Banks are also listening

Experience With Indian bank is quite good.
But in terms of customer id reactivation it almost take 15days.
Might be it is due to the financial year end

 

[leonneel]

Experience With Indian bank is quite good.
But in terms of customer id reactivation it almost take 15days.
Might be it is due to the financial year end

Card to card possible? Only opening acct enough?