Let me tell you a legendary story…
Once upon a time, I proudly held an IDFC credit card with ₹80,000 limit.
Not just that — I’m also a Wealth Account holder. 💼💳
For 2 years, I politely requested a limit increase submitted salary slips, bank statements, perfect repayment history still, the same copy-paste reply every time:
"Not eligible at the moment." 😑
Then one day, I had an idea:
"If you won’t increase it, then I’ll decrease it!" 😎
So, just for fun, I requested my limit to be reduced to ₹1000.
And IDFC said YES. 😂👏
No questions asked — ₹1000 approved.
Even samosa with chai cries seeing this limit. ☕️🥲
But the legend doesn’t stop there…
Now I’ve requested them to reduce it to ₹100.
Let’s see if IDFC can break their own record. 🥇