I'm the first person in India to get a credit card limit of ₹1000

[tempmirzaa]

 

[hender]

What's the matter buddy

 

[LHR]

Why did you stop at 1000rs? You could have went to 10rs and set an another record. Next email try to hit 100rs then after that, hit 10rs bro go for it.

 

[HumorSimpson]

ok anam mirza

context :

https://www.hindustantimes.com/trending/i-stopped-using-google-pay-sania-mirza-s-sister-reveals-why-she-deleted-upi-apps-101750853331604.html

 

[tempmirzaa]

What's the matter buddy

Let me tell you a legendary story…

Once upon a time, I proudly held an IDFC credit card with ₹80,000 limit.
Not just that — I’m also a Wealth Account holder. 💼💳
For 2 years, I politely requested a limit increase submitted salary slips, bank statements, perfect repayment history still, the same copy-paste reply every time:
"Not eligible at the moment." 😑

Then one day, I had an idea:
"If you won’t increase it, then I’ll decrease it!" 😎
So, just for fun, I requested my limit to be reduced to ₹1000.

And IDFC said YES. 😂👏
No questions asked — ₹1000 approved.
Even samosa with chai cries seeing this limit. ☕️🥲

But the legend doesn’t stop there…
Now I’ve requested them to reduce it to ₹100.
Let’s see if IDFC can break their own record. 🥇

 

[Amit_1]

Let me tell you a legendary story…

Once upon a time, I proudly held an IDFC credit card with ₹80,000 limit.
Not just that — I’m also a Wealth Account holder. 💼💳
For 2 years, I politely requested a limit increase submitted salary slips, bank statements, perfect repayment history still, the same copy-paste reply every time:
"Not eligible at the moment." 😑

Then one day, I had an idea:
"If you won’t increase it, then I’ll decrease it!" 😎
So, just for fun, I requested my limit to be reduced to ₹1000.

And IDFC said YES. 😂👏
No questions asked — ₹1000 approved.
Even samosa with chai cries seeing this limit. ☕️🥲

But the legend doesn’t stop there…
Now I’ve requested them to reduce it to ₹100.
Let’s see if IDFC can break their own record. 🥇

Reduce one zero everytime you ask to reduce your limit

 

[hender]

Let me tell you a legendary story…

Once upon a time, I proudly held an IDFC credit card with ₹80,000 limit.
Not just that — I’m also a Wealth Account holder. 💼💳
For 2 years, I politely requested a limit increase submitted salary slips, bank statements, perfect repayment history still, the same copy-paste reply every time:
"Not eligible at the moment." 😑

Then one day, I had an idea:
"If you won’t increase it, then I’ll decrease it!" 😎
So, just for fun, I requested my limit to be reduced to ₹1000.

And IDFC said YES. 😂👏
No questions asked — ₹1000 approved.
Even samosa with chai cries seeing this limit. ☕️🥲

But the legend doesn’t stop there…
Now I’ve requested them to reduce it to ₹100.
Let’s see if IDFC can break their own record. 🥇

Don't know you are hurting yourself or them...
But, you are giving them your ATTENTION...
IDFC is really that important !!!

 

[Exewhyzee]

If someone I knew did this I'd simply tell them to grow up. I don't know you so no comments.

 

[praful47]

I was thinking 🤔 of closing idfc , do they give any retention offer ?

 

[LHR]

Let me tell you a legendary story…

Once upon a time, I proudly held an IDFC credit card with ₹80,000 limit.
Not just that — I’m also a Wealth Account holder. 💼💳
For 2 years, I politely requested a limit increase submitted salary slips, bank statements, perfect repayment history still, the same copy-paste reply every time:
"Not eligible at the moment." 😑

Then one day, I had an idea:
"If you won’t increase it, then I’ll decrease it!" 😎
So, just for fun, I requested my limit to be reduced to ₹1000.

And IDFC said YES. 😂👏
No questions asked — ₹1000 approved.
Even samosa with chai cries seeing this limit. ☕️🥲

But the legend doesn’t stop there…
Now I’ve requested them to reduce it to ₹100.
Let’s see if IDFC can break their own record. 🥇

They tell you no, you send an email 2-3 times forcing them to do so. I recently 3x my limit with it. At first they were against the process but after I kept pressuring them, they finally initiated the limit increase request and asked for my documents. A week later the limit was increased.

 

[kgaurav00]

Roar bank Mostly offers 1000 & 5000 limit to their customers.

 

[6ix9ine]

@pinki kholna hai phir I-chaddi-phasi?

cc: @Aniket 🤣🤣

 

[pinki]

@pinki kholna hai phir I-chaddi-phasi?

cc: @Aniket 🤣🤣

 

[drvirag]

80k ki limit ka karna bhi kya tha. koi offer to aata nhi inka. bt mai hota to 10k rakhta in case kabhi koi offer aa jaye to.

 

[Pravin1156]

Let me tell you a legendary story…

Once upon a time, I proudly held an IDFC credit card with ₹80,000 limit.
Not just that — I’m also a Wealth Account holder. 💼💳
For 2 years, I politely requested a limit increase submitted salary slips, bank statements, perfect repayment history still, the same copy-paste reply every time:
"Not eligible at the moment." 😑

Then one day, I had an idea:
"If you won’t increase it, then I’ll decrease it!" 😎
So, just for fun, I requested my limit to be reduced to ₹1000.

And IDFC said YES. 😂👏
No questions asked — ₹1000 approved.
Even samosa with chai cries seeing this limit. ☕️🥲

But the legend doesn’t stop there…
Now I’ve requested them to reduce it to ₹100.
Let’s see if IDFC can break their own record. 🥇

Same thing happened to me bro, CIBIL 790+ and Hold IDFC Millenia with 1lakh limit with Select account, request with all my salary slips statement repayment history but they wont increase such a worst bank

 

[ccdc]

go for Re 1...lets see if they give or not...

 

[ontherocks]

But the legend doesn’t stop there…
Now I’ve requested them to reduce it to ₹100.
Let’s see if IDFC can break their own record. 🥇

Did you follow their limit decrease cool down period?

 

[Aniket]

@pinki kholna hai phir I-chaddi-phasi?

cc: @Aniket 🤣🤣

 

[magnusfan]

Few days on and on every swipe your card will just vibrate politely and say, Bhai, please don’t do this!

You should also request that your OTP is just “LOL”

We salute you - truly the Trump of minimalism!

 

[great]

Lol.. My idfc limit inceeased from 1150000 to 1320000
No message no email received directly seeing new limit in app