IDFC First Credit Card: When does IDFC report the new credit card to CIBIL?

[Quantum]

Hey Folks,

When does IDFC report the new credit card to CIBIL?
For my new CC, the bill generation/statement date was 17 Oct.
I paid the bill even before that.
The due date is 4th Nov.
Any idea when IDFC will report it to CIBIL?

Thanks!

 

[NShah]

Hey Folks,

When does IDFC report the new credit card to CIBIL?
For my new CC, the bill generation/statement date was 17 Oct.
I paid the bill even before that.
The due date is 4th Nov.
Any idea when IDFC will report it to CIBIL?

Thanks!

Normally every bank takes 30 to 45 days to report in credit bureaus

 

[D₹V]

Normally every bank takes 30 to 45 days to report in credit bureaus

HDFC is instant (1-2 day max)

 

[NShah]

HDFC is instant (1-2 day max)

Cibil reporting ?

 

[D₹V]

Cibil reporting ?

Yeah.

Like HDFC report in month end.

So it'll be reported in CIBIL by Tomorrow.

 

[Quantum]

Yeah.

Like HDFC report in month end.

So it'll be reported in CIBIL by Tomorrow.

You mean even for a new card HDFC will report in the same month-end of bill generation?
If yes, then that's the best practice by HDFC in this regard.

 

[NShah]

Yeah.

Like HDFC report in month end.

So it'll be reported in CIBIL by Tomorrow.

 

[NShah]

You mean even for a new card HDFC will report in the same month-end of bill generation?
If yes, then that's the best practice by HDFC in this regard.

Y E S

 

[Quantum]

Rest of the banks to HDFC 👆

 

[D₹V]

You mean even for a new card HDFC will report in the same month-end of bill generation?
If yes, then that's the best practice by HDFC in this regard.

Yes.

Axis report is quite 2 months late.

Kotak is okay okay.

 

[friends2b11]

Hey Folks,

When does IDFC report the new credit card to CIBIL?
For my new CC, the bill generation/statement date was 17 Oct.
I paid the bill even before that.
The due date is 4th Nov.
Any idea when IDFC will report it to CIBIL?

Thanks!

Is it showing now ?

 

[Quantum]

Is it showing now ?

 

[CosmicCat]

I got a new IDFC FIRST Bank credit card in the first week of September. It's almost the end of November, yet they haven't reported it to CIBIL yet (I have a Premium subscription and I refresh my report daily.)

Looks like IDFC lives up to its name: "I Don't F@cking Care." 💀

 

[Quantum]

Update:
Equifax and Experian reports are already showing the new IDFC CC.
But CIBIL is not.
So either IDFC has reported to CIBIL but CIBIL hasn't published yet, or IDFC has not reported to CIBIL yet.

 

[aayusharyan]

Hey Folks,

When does IDFC report the new credit card to CIBIL?
For my new CC, the bill generation/statement date was 17 Oct.
I paid the bill even before that.
The due date is 4th Nov.
Any idea when IDFC will report it to CIBIL?

Thanks!

Why you want IDFC to report.
As in I want to know do you plan to use this CC as C2C with some other bank or something?

 

[Quantum]

Why you want IDFC to report.
As in I want to know do you plan to use this CC as C2C with some other bank or something?

No no, I was just wondering that even after 1.5 months why this card was not reflecting in CIBIL.
While other cards were reported within 30-40 days in the past.

 

[hedgehog2122]

I got IDFC Wealth and Scapia in mid October, to date none of them is showing under CIBIL

 

[CosmicCat]

I got IDFC Wealth and Scapia in mid October, to date none of them is showing under CIBIL

Wait for another month. IDFC, as their name suggests ("I Don't F₹cking Care"), usually takes 2-3 months to report a new card to CIBIL.

Can't tell about Federal Bank for Scapia though.