ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[rodeoz]

I have decided to close my wealth account. There were no benefits except that calls to customer care would directly connect to a human, and the wealth branch had less crowd (if you ever visit it). Their RMs of late have been awful. Mine could not even suggest me a bank locker in any other branch. I am eligible for their credit cards with a pre-approved credit limit of 15 lakhs and have a balance of 30 lakhs in my savings account. Yet they rejected my application for Amazon Pay card and the RM is clueless why this happened. The RM was so useless I had to request the customer care to change him. The new one was equally useless - only interested in offering loans and selling sovereign gold bonds.

Have opened Burgundy recently and the Axis folks were kind enough to find me a branch which had a locker.

 

[Vasuki]

Try to change the branch with sensible BM and RM.

Does wm downgrade ,can be saved by rm & bm ???

 

[reach2dpg]

I have decided to close my wealth account. There were no benefits except that calls to customer care would directly connect to a human, and the wealth branch had less crowd (if you ever visit it). Their RMs of late have been awful. Mine could not even suggest me a bank locker in any other branch. I am eligible for their credit cards with a pre-approved credit limit of 15 lakhs and have a balance of 30 lakhs in my savings account. Yet they rejected my application for Amazon Pay card and the RM is clueless why this happened. The RM was so useless I had to request the customer care to change him. The new one was equally useless - only interested in offering loans and selling sovereign gold bonds.

Have opened Burgundy recently and the Axis folks were kind enough to find me a branch which had a locker.

You are keeping 30L in savings account!!! And RM is still offering you loan … He is really useless 😂😂😂😂😂

 

[SSV]

You are keeping 30L in savings account!!! And RM is still offering you loan … He is really useless 😂😂😂😂😂

That is absolutely correct from Bank's perspective.. Banks earn money from Loans. not from Deposits.

 

[reach2dpg]

That is absolutely correct from Bank's perspective.. Banks earn money from Loans. not from Deposits.

Yeah … Unfortunately most of the time their advice is just opposite to customer’s interest.

 

[Vasuki]

Yeah … Unfortunately most of the time their advice is just opposite to customer’s interest.

Wm was best when there was no downgrade
After mass downgrade .. its better not to touch them 🥸

 

[reach2dpg]

Wm was best when there was no downgrade
After mass downgrade .. its better not to touch them 🥸

Mine is still there … waiting to be shot down anytime

 

[Vasuki]

Mine is still there … waiting to be shot down anytime

There is nothing in icici wm offering that one get lured & out of way maintain wm account ..
No lifestyle benifits
No sure shot cc ( should have been coral ltf )
No reward on dc like 1% on cc. Bill pay .


Its just colour change to black .

We aren't white American girl of 2024 that will date black bcz they were slaves in the past 😂

 

[reach2dpg]

There is nothing in icici wm offering that one get lured & out of way maintain wm account ..
No lifestyle benifits
No sure shot cc ( should have been coral ltf )
No reward on dc like 1% on cc. Bill pay .


Its just colour change to black .

We aren't white American girl of 2024 that will date black bcz they were slaves in the past 😂

We will still run after gimmicks 🙂

 

[kshitij_0]

Does wm downgrade ,can be saved by rm & bm ???

BM can do anything. He is a very powerful entity.

 

[Vasuki]

BM can do anything. He is a very powerful entity.

Dekhta hu ...
Ab toh fd krli maine icici m for apay card .. rather than wm account way to get cc

 

[ontherocks]

BM can do anything. He is a very powerful entity.

Actually he is a very clueless entity

 

[kshitij_0]

Actually he is a very clueless entity

Ek baar PNO aur higher authority aur Twitter and all pe complaint karo sab yaad aa jayega.
RBI bhi hai ek Bramhastra. Saari shaktiyan wapas aa jati hain

 

[Sevendar@01]

Try to change the branch with sensible BM and RM.

can u suggest any branch in kolkata , and are u sure other branch bm can help me out ?

 

[kshitij_0]

can u suggest any branch in kolkata , and are u sure other branch bm can help me out ?

Hum isme aapki koi madad nahi kar sakte. You need to try and test.
Tip 1- Try to hunt for new branches or branches in less posh area or remote area branches.
Tip 2- You need to trick them and let them become friends and always show them you have a lot of money through many ways.

 

[Vasuki]

You need to trick them and let them become friends and always show them you have a lot of money through many ways.

This works everywhere

 

[techt]

This works everywhere

That's how you stroke four.

 

[kshitij_0]

This works everywhere

Wo maine life ki tips de di

 

[vijay.vj]

Nothing. I just like the tag and zero MAB premium account. Also I got that in 1 Lakh IP.
Sometimes I use Free Cibil service.

Is free CIBIL working for ICICI Wealth account? how to use it?

 

[Vasuki]

Is free CIBIL working for ICICI Wealth account? how to use it?

Dead since long