ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[techt]

Doc have the worst health 😂( mentally) .

 

[SSV]

mentally

This is the thing that drives everything else…as you know …

 

[Vasuki]

This is the thing that drives everything else…as you know …

True sometime u just go on with sweat all over your body ( bad phase) & then cold Breeze hits you randomly & it feels like heaven ( the good phase)

 

[darjeeronak]

Actually this seems to be true. They will closenold debit card after we activate new one. Fought with them over this today. They cheated me because I was holding rupay platinum debit card and I ordered for world master. Today I again called cc and they saidnthey will close old one after I activate new one.
Called RM and spoke strong. Finally she agreed to give me visa infinite instead of world master. ( No charges because it is salary account)

@cardio_guy : Can you guide me on how you convinced them to issue the Visa Infinite debit card? What is the salary criteria that they consider ? Also, what is the MAB you are maintaining? I read that they issue the Infinite variant only if the TRV is more than 25 lakhs; otherwise, it is World Platinum (for people who opens up wealth with 10L initial deposit)

 

[cardio_guy]

@cardio_guy : Can you guide me on how you convinced them to issue the Visa Infinite debit card? What is the salary criteria that they consider ? Also, what is the MAB you are maintaining? I read that they issue the Infinite variant only if the TRV is more than 25 lakhs; otherwise, it is World Platinum (for people who opens up wealth with 10L initial deposit)

Yes, I had updated in another thread. I got MC World, not Visa Infinite. The RM told me Visa Infinite would be paid, so I opted for the free MC world that comes with Wealth Management. Visa infinite is for Wealth Select & Wealth private.

 

[xiddy]

My account was downgraded from wealth. I had opened it with a 10L cheque and maintained that amount over the time.

 

[Vasuki]

My account was downgraded from wealth. I had opened it with a 10L cheque and maintained that amount over the time.

Wealth management isn't worth recommending to anyone now

 

[xiddy]

Wealth management isn't worth recommending to anyone now

Yeah. Letting you guys know so no one else wastes their time upgrading.

 

[ontherocks]

Whats the deal of icici wealth ?

Nothing, except black background in Cheque book and iMobile app and the MC debit card.
Rest everything is same as other accounts. Same clueless, untrained, good-for-nothing fresher employees as RMs. Same offers in the offers section. Same call center. Just time pass UI change.

 

[MR_RDX]

But same is not happening with me 🥴🤔

But why 🥱

 

[Vasuki]

Nothing, except black background in Cheque book and iMobile app and the MC debit card.
Rest everything is same as other accounts. Same clueless, untrained, good-for-nothing fresher employees as RMs. Same offers in the offers section. Same call center. Just time pass UI change.

& No offer unless u maintain 2-5 lakh 😅😅

 

[reach2dpg]

Except the black theme of net banking and iMobile app, the only change I found with WM account is increase in the number of calls for loans and investments.

 

[Vasuki]

increase in the number of calls for loans and investments

Pre approved or to just apply

 

[reach2dpg]

Pre approved or to just apply

They use the term “pre approved” before I cut the call 😁

 

[Vasuki]

They use the term “pre approved” before I cut the call 😁

I see pre approved cc , loan ,car loan.

But its not even pre qualified..

Pre approved is only when u see the amount & i have never seen 😅

 

[reach2dpg]

I think these telecallers are also not aware of the difference between the terms.

 

[kshitij_0]

My account was downgraded from wealth. I had opened it with a 10L cheque and maintained that amount over the time.

You were maintaining Rs 10 lakh and still it got downgraded?

 

[Vasuki]

I think these telecallers are also not aware of the difference between the terms.

Did you get any substantial loan or cc offer with wm !

 

[reach2dpg]

Did you get any substantial loan or cc offer with wm !

To be honest I didn’t listen to the offer details as I am fed up with the calls. After WM conversion the frequency of calls increased. But I will not be able to confirm if the loan amount changed.

 

[Vasuki]

To be honest I didn’t listen to the offer details as I am fed up with the calls. After WM conversion the frequency of calls increased. But I will not be able to confirm if the loan amount changed.

Not them .. but u can see in i mobile

True wm is waste ( not even a good dc - with lifestyle services forget benefits)

Thats why i choose fd way of getting cc from icici than wm way of pre approved offer.
For much less cost