ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[reach2dpg]

Not them .. but u can see in i mobile

True wm is waste ( not even a good dc - with lifestyle services forget benefits)

Thats why i choose fd way of getting cc from icici than wm way of pre approved offer.
For much less cost

Mine got upgraded without any request from my side, probably due to salary credit. I agree there are better ways to get CC than running for premium accounts. It’s always a give-and-take relationship between bank and customer. Just maintaining a premium account won’t help unless bank is getting any benefit from you.

 

[Lordkk]

How you got same card twice? How is that possible? You have two coral rupay, two sapphiro mastercard and two sappihro amex.

 

[Vasuki]

How you got same card twice? How is that possible? You have two coral rupay, two sapphiro mastercard and two sappihro amex.

Maybe add ons i guess

 

[xiddy]

You were maintaining Rs 10 lakh and still it got downgraded?

Yes. At the time of opening I was told that it is a 0 balance account 😂

 

[kshitij_0]

Yes. At the time of opening I was told that it is a 0 balance account 😂

Not possible. If you are maintaining 10L, there is no ground for downgrade.
I am not even maintaining 1k from almost 1 year and nothing happened. Also I have threatened them to not call me for any offers and sales, so I am not getting any calls also.

 

[Vasuki]

Not possible. If you are maintaining 10L, there is no ground for downgrade.
I am not even maintaining 1k from almost 1 year and nothing happened. Also I have threatened them to not call me for any offers and sales, so I am not getting any calls also.

Then what actual benefits u got

 

[kshitij_0]

Then what actual benefits u got

Nothing. I just like the tag and zero MAB premium account. Also I got that in 1 Lakh IP.
Sometimes I use Free Cibil service.

 

[Vasuki]

I use Free Cibil service

Isn't it bugged now for sometimes

 

[kshitij_0]

Isn't it bugged now for sometimes

Not sure. Haven't checked from last 3-4 months I guess

 

[TheTrickySid]

Nothing. I just like the tag and zero MAB premium account. Also I got that in 1 Lakh IP.
Sometimes I use Free Cibil service.

Isn't the service stopped form couple of months??

 

[kshitij_0]

Isn't the service stopped form couple of months??

Maybe I don't need that also

 

[xiddy]

Not possible. If you are maintaining 10L, there is no ground for downgrade.
I am not even maintaining 1k from almost 1 year and nothing happened. Also I have threatened them to not call me for any offers and sales, so I am not getting any calls also.

They wanted me to deposit 15L more and maintain 25L overall. I love this dude's confidence "Not possible" 😂😂 Don't worry they will come for you too. 😂

 

[xiddy]

Wait, i just realized why. I switched my salary account to HDFC. They were giving me a shit USD to INR conversion rate, and were levying extra charges on top. Oh well, who cares. WM offers absolutely nothing extra.

 

[Sevendar@01]

Not possible. If you are maintaining 10L, there is no ground for downgrade.
I am not even maintaining 1k from almost 1 year and nothing happened. Also I have threatened them to not call me for any offers and sales, so I am not getting any calls also.

mine got downgraded to privilige titanium, i was maintaining around 50k within 6 months of opening acc, should I shift my branch to semi urban or do whaat to get wm back or should i close the acc?

 

[kshitij_0]

mine got downgraded to privilige titanium, i was maintaining around 50k within 6 months of opening acc, should I shift my branch to semi urban or do whaat to get wm back or should i close the acc?

Try to change the branch with sensible BM and RM.

 

[SSV]

Try to change the branch with sensible BM and RM.

Is there such thing exists??

 

[kshitij_0]

Is there such thing exists??

Everything exists in the world of banking.
Duniya me har tarah ke log mauzud hai bas ye humare skill aur luck pe depend karta hai humko kaise log milte hain

 

[SSV]

Everything exists in the world of banking.
Duniya me har tarah ke log mauzud hai bas ye humare skill aur luck pe depend karta hai humko kaise log milte hain

Yes everything exists… but those things becoming rare and by the time we find them we may be standing on three legs ..

 

[techt]

Yes everything exists… but those things becoming rare and by the time we find them we may be standing on three legs ..

Or with 1 leg, as devaluation might have hit the other leg.

 

[kshitij_0]

Or with 1 leg, as devaluation might have hit the other leg.

Or no leg. Complete bed rest for lifetime.